PPF vs ELSS in India (2026): Which Tax-Saving Investment Wins?
…has the shortest lock-in of any 80C option. PPF runs for 15 years, with limited partial withdrawals allowed after certain years. Are PPF returns tax-free? Yes. PPF has EEE status…
…has the shortest lock-in of any 80C option. PPF runs for 15 years, with limited partial withdrawals allowed after certain years. Are PPF returns tax-free? Yes. PPF has EEE status…
…their provident fund. Only the employee contributes extra under VPF; the employer’s contribution does not increase. What is PPF? The Public Provident Fund (PPF) is a government-backed savings scheme open…
…including minor accounts If you open a PPF in your minor child’s name, contributions there compete with your own ₹1.5 L cap. Spouse’s PPF has its own ₹1.5 L cap….
…24-25) Job-tenure Sovereign / very low Salaried; usually maxed already 3 NPS Tier 1 (60% equity) 10-11% CAGR Till age 60 Medium Tax-aware retirement savers 4 PPF 7.1% 15 years…
PPF Calculator · Public Provident Fund PPF Calculator Project your PPF balance over 15 years (or extendable 5-year blocks). Uses current PPF rate with annual compounding — see exactly how…
…= ₹7.5 L invested → ~₹22.5 L at maturity. Where SSY beats / loses to alternatives SSY vs PPF — direct comparison If you already have a PPF maxed out…
Retirement Vehicle Comparison EPF vs PPF vs NPS Calculator Compare three India’s biggest retirement tools side-by-side: Employee Provident Fund, Public Provident Fund, and National Pension System. Same annual contribution, same…
…beats only inflation marginally. ELSS or PPF is a better default. Forgetting employer EPF auto-counts. Many people add ₹1.5 L of fresh PPF when their EPF already covers most of…
…EPF/PPF/MF/insurance receives the asset on death. They don’t — the nominee only holds the asset; legal heirs ultimately own it under succession laws. Without a will, settling an estate after…
…the scheme. Is NPS better than PPF for retirement? NPS offers higher growth potential and an extra tax deduction but less liquidity and a mandatory annuity; PPF is safe, fixed,…
…tax-free returns tailored to education and future needs. PPF provides a safe, tax-free long-term base for any child. These debt-style options pair nicely with equity SIPs — the equity portion…
…proceeds: Fully tax-exempt This makes SSY an EEE (Exempt-Exempt-Exempt) instrument — one of only a handful of fully tax-free schemes in India. SSY vs PPF vs ELSS — for daughter’s…