Credit Card Reviews

Bajaj Entices With The Platinum Prime Card | Review

Benefits Galore With The Bajaj Platinum Prime

Bajaj Platinum Prime SuperCard gives you enormous benefits across your favorites – namely shopping, entertainment, dining. You can also plan your rewards with the Bajaj Platinum Prime card. This card compliments your standards, lifestyle, as well as spending habits. It gives you the benefit of high savings if you spend your money on automobiles, fashion, grocery, and electronics. Plus, the card offers milestone rewards, such as discount, movie ticket offers, and dining. This credit card has the power of four credit cards in one.

Benefits of the Bajaj Platinum Prime Credit Card

1. Enhanced Security

This card offers you the benefit of zero fraud liability. If your card gets stolen or lost, then all you need to do is inform the customer care.

2. Movie Rewards

By using this card, you can get a free movie ticket or Rs. 200 off on a movie ticket, whichever is lesser. This benefit can only be availed, if you book the movie tickets from BookMyShow.com and that to be on Wednesdays. This offer can be availed once in 30 days.

3. Dining Offers
By using this card, you can save up to 5% on your meals that you have at restaurants with 20 reward points for spending every Rs. 100 on Wednesdays.  If you want to know more about reward points, then you can go to the RBL rewards website.

Features of the Bajaj Platinum Prime Credit Card

  • EMI finance

You can buy furniture, electronics, accessories, and groceries and the best part is that you can divide all this in EMIs. It allows you to purchase many more things on EMI.

  • Easy money withdrawal

The Platinum Prime card enables you to withdraw money up to a certain limit. The money can be withdrawn from any ATM in India, but there is a maximum limit of 1 month and 20 days. Processing fees of 2.5% or Rs. 500 are required to be paid to avail this facility.

  • Personal loan

With the help of the Bajaj Platinum Prime credit card, you can change your available cash balance into a personal loan with 0% interest rate.  This benefit is made available to you for a period of 3 months and that to be with a minimum processing fee of Rs. 500 or 2.5% of the amount converted, whichever is higher.

The minimum amount that can be converted is Rs 5,000 and the maximum convertible amount is Rs 5,00,000 or the available cash limit, whichever is less. Personal loan is also called Emergency Advance and this feature is available in all cards of RBL bank.

  • Acceptance by world at large

The Bajaj Platinum Prime credit card is accepted across the world. You can buy products in a foreign currency and pay back the bill in INR. You can withdraw amount from any ATM in the world that accepts Cirrus, MasterCard, or Maestro cards.

  • Flexible purchasing limit

The Bajaj Platinum Prime card holders enjoy the flexibility of fixing the purchase limit. If you want to get the benefit of this feature, then visit the RBL MyCard App.

Fees and charges the Bajaj Platinum Prime Credit Card

  • Joining fees: Rs. 999
  • Annual fees: Rs. 999
  • Finance charges: 42% per annum
  • Cash advance fee: Rs 100 or 2.5% of the cash advance amount
  • Over limit penalty: 3% of the over limit amount or Rs, 500 (whichever is more)
  • Late payment fee: 15% of the amount due
  • Overseas transactions: 3.5% of the transaction amount

The bottom line

The Bajaj Platinum Prime SuperCard credit card is overall an amazing card as it has benefits of many credit cards. It has many incredible features, such as easy money withdrawal, personal loan, flexible purchasing limit, EMI finance, and global acceptance. It has many great benefits that make this card a unique credit card, such as enhanced security, movie rewards, and dining offers. This card packs the power of many credit cards in one.

Jay Kaul

About Jay Kaul

Jay is a financial and credit expert and freelance contributor to CreditSmart. He's always keeping his eyes open for the latest credit card trends in India and provides a sharp insight on new entries into the market.

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