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Best Credit Cards For Business In India

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Top 3 Business Credit Cards in India

Business credit cards are great instant cash options for all small business owners. These credit cards help entrepreneurs to buy their office equipment and supplies easily as well as quickly. If you are a small business owner, then you can use a business credit card and make any of your urgent payments through it.

Let me tell you that if you have a business, then you can surely apply for a business credit card. You just need to show the Profit and Loss account and annual turnover of your company and you can get this type of card.

Usually, most of the banks provide a high credit limit on business credit cards as compared to personal credit cards. This makes it easy for business owners to make huge payments with this card. However, with a plethora of business credit cards available, you need to decide which one is right for you. We have listed the top 3 business credit cards in India, so that you can choose the best one for yourself.

1. SBI Platinum Corporate Credit Card

This credit card is especially designed to fulfill the business requirements of Indian corporate customers. This card is offered in affiliation with Visa, which allows cardholders to track the expenses of their organization through the Visa IntelliLink spend management tool, which has a user-friendly interface and dashboard for immediate expense management. This credit card offers many benefits, including:

  • It has zero annual fees and joining fees.
  • You get to enjoy interest free credit period for a maximum of 50 days on your retail transactions, when you have cleared the outstanding balance of the previous month.
  • This card is accepted at more than 24 million outlets worldwide and 3,25,000 outlets within India.
  • It allows card members to set daily, weekly, or monthly limits, so that they can manage their money in a better way.
2. HDFC Business MoneyBack Credit Card

This credit card offers high rewards on purchases, along with a wide array of exclusive offers and deals. Card members can enjoy interest free credit period of 50 days from the purchase date with this card. Some of the unique benefits of this credit card are:

  • You can enjoy 3 times reward points on your travel, air, and hotel bookings, in addition to your e-commerce and dining spends with this credit card. These reward points are offered on every Rs. 150.
  • You get priority access to premium airport lounges all over India.
  • You can redeem your reward points as cash back against the amount due or airline miles and exciting gifts from the rewards catalog of Axis bank. 100 reward points are equal Rs. 40 in case of cash back.
3. Axis My Business Credit Card

This credit card caters to the varying business needs of corporate customers and enhances their business efficiency. It offers a wide assortment of benefits and features to corporate card members. Some of its benefits include:

  • You can avail cash back of 20% on base fare flights when you book through Ezeego anytime of the year.
  • You can withdraw cash up to 30% of the credit card limit through VISA ATMs worldwide.
  • You get to enjoy a fuel surcharge waiver of 2.5% at all petrol pumps across India
  • This credit card has no annual fees for the first year, but you need to pay Rs. 499 as annual fees from the second year onwards

So, these are the best business credit cards in India. You can opt for any one of these credit cards according to your needs and preferences. Make sure you read the fine print before signing the card application in order to avoid any shocks later on.

Jay Kaul

About Jay Kaul

Jay is a financial and credit expert and freelance contributor to CreditSmart. He's always keeping his eyes open for the latest credit card trends in India and provides a sharp insight on new entries into the market.

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