Credit Card Reviews

Deutsche Bank American Express Platinum Reserve Review

Deutsche Bank American Express Platinum Reserve Review
Viveka Rao
Written by Viveka Rao

Deutsche Bank Teams With American Express For An Exclusive Card 

Deutsche Bank is a leading investment bank worldwide with a strong European presence particularly in Germany. The bank has made rapid inroads in other parts of the world including North America, Asia and various other emerging investment markets too, gaining a stellar reputation in the investment sector.Deutsche Bank American Express Platinum Reserve Review

Deutsche Bank has at present over 78,000 employees working in over 70 countries.  The bank has been providing exemplary financial services worldwide to its customers providing high value for the companies, organizations, individuals using its services and for its stakeholders.

Deutsch Bank in India provides cohesive financial services to institutional clients, individuals, and corporates. The key services provided by the bank in addition to the regular services include asset management, institutional equities broking, wealth management, and investment banking.  The Deutsche Bank American Express Platinum Reserve Credit Card is highly sought after service of the bank.

About The Card….

This is a popular offering from Deutsche bank. The Platinum reserve card has fabulous discounts, which are not found elsewhere in the market. Cardholders also receive welcome reward bonus points on subscribing to the card.

As a premium credit card in India, the American Express Platinum Reserve Credit Card has a whole range of benefits. Customers subscribing to the card enjoy exclusive privileges. The privilege features including wellness, golf, dining, travel, and stays let you live a leisure lifestyle.

Membership offer

Deutsche Bank offers special membership rates, which are considerably lower than the market offers available on the card. Private banking customers of Deutsche Bank are required to pay just INR 40,000 for lifetime membership as against the market offer of INR 50,000. The Reward points on the membership is however same and is priced at INR 65,000.

Annual membership fee offer of the bank is INR 7,500, while the market offer is INR 10,000. The reward points in annual membership are INR 35,000 for Deutsche Bank clients, while the market offer is INR 22,000.


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The Platinum card entitles members to various different benefits including

Lifestyle vouchers amounting to INR 11,000

Travel options include Makemytrip vouchers worth INR 10,000 for hotel or airline bookings.

Cardholders with reward points can redeem them for a single night stay at Leela Kempinski for two people and enjoy exploring Kerala.

Members can also convert the points and save 17,500 JP Miles. With 8,500 JP Miles a member can book a one way airline ticket between Mumbai and Delhi.

Members can also redeem the rewards points and convert them to IndiGo vouchers worth INR 14,000 and to Amex Gift card that amounts to INR 8,500

Special wellness and health benefits offered by Fortis Healthcare, Texas Medical Concierge, and Max Healthcare

Access to some of the leading Indian golf courses

Discounts and cashback offers at more than 1200 restaurants, when dining through Dine out feature

Rewards offered on the card

Members can earn on MR (Membership Reward) point for each Rs.50 spent using the card. This excludes expenses done on utilities, cash transactions, insurance, and fuel. The reward points can be used to pay flight tickets via Pay with Points offer. The MR points can be used to pay for the charges on the Credit card use too. Further the card offers privileges including lodging, fine dining, concierge services, travelling and many more.

Eligibility for membership 

As per the eligibility criteria stipulated by the bank, a cardholder should

Be 18 years and above

Earn an income of INR 6, 00,000 or above annually. This includes both self-employed and salaried individuals. Self-employed individuals should have been in business for over 12 months.

Be a permanent resident in India

Have proper credit history and hold no defaults on payment

Verdict: Excellent

With great membership fees, amazing reward features, cashback offers, benefits, privileges, and easy eligibility conditions, the Deutsche Bank American Express Reserve Platinum Credit Card is definitely the card to have to enjoy a luxurious lifestyle without spending much. The card gives you added privileges when compared to market offers, making it an excellent addition to your valet. Apply here for appreciating the benefits this card offers.

About the author

Viveka Rao

Viveka Rao

Viveka Rao is post grad in finance and a freelance writer here at CreditSmart. A love for shopping and travel rewards has fueled her interest in personal credit, and making the most of rewards programs. She writes to educate other consumers in making great financial choices.

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