Credit Cards

Earn Cash While Going Cashless In India With A Great Credit Card

Earn Cash Back While Going Cashless

There’s No Better Time To Get A Great Rewards Card

Going cashless can actually earn you cash if you have a rewarding credit card in your pocket. Either actual cash back or a financial gain in the form of rewards points which can be used for a wide variety of travel, gift cards, and merchandise can be yours simply by swiping a great credit card. Here are three of our all time favorite cards that we have covered many times. Excellently reviewed, and suitable for just about every spender, one of these cards is right for you.


1. Standard Chartered Platinum Rewards Card

Cashless life with the SC Platinum Rewards card as your sidekick is a rich life indeed. Standard Chartered will give you 2 rewards points for every Rs. 150 spent on any purchase and a huge 5 points per Rs. 150 on dining, hotels, and fuel. The fuel can especially add up much quicker than you might think, making this a premium choice. Here’s the full run down of features:



  • Get 5 reward points on spending Rs. 150 on fine dining and hotel bookings in India and abroad
  • Earn 5 reward points on spending Rs. 150 on fuel
  • Get 2 reward points on spending Rs. 150 on all other purchases
  • Enjoy special offers on holidays, movie tickets, golfing, and more
  • No first year annual fee if you apply online


  • Annual fees: Rs. 750 (waived for the first year)
  • APR (Annual Percentage Rate): 37.20% to 41.88% per annum



2. Citi Cashback Card

At CreditSmart, there is simply nothing better than finding a card that will pay you 5% because they are somewhat rare in the India marketplace! The Citi Cashback Card offers a very generous 5 percent cash back on particular transactions, including bill payments, which will save your money throughout the year. That’s a 5% discount off everything you buy. It’s abundantly clear how this can add up to in incredible savings year over year.



  • Earn Rs. 1,200 cash back when you book your domestic flight through MakeMyTrip
  • Get 5% cash back when you purchase movie tickets
  • Receive 5% cash back on all your payments of telephone bills
  • Get 5% cash back on your online payments of utility bills paid through Citibank Online Bill Pay
  • Get 0.5% cash back on all other purchases
  • The earned cash backs gets auto credited after a minimum of Rs. 500 and subsequently in multiples of Rs. 500


  • Annual fees: Rs. 500
  • APR (Annual Percentage Rate): 37.2% to 42% per annum



3. Standard Chartered Super Value Titanium

This card features astounding cash back to the tune of 5% on the things you use most. Imagine just shaving 5% off your monthly expenses like Fuel, mobile phone, electricity. The savings you can accrue with this card are unbelievable. It’s simply irresponsible to pay your bills with anything other than this card, it would be like throwing 5% of your money away! Get this card.




  • 5% Cash Back On All Fuel Spends
  • 5% Cash Back On All Phone Bills
  • 5% Cash Back On All Utility Bills
  • 20% Cash Back On Uber rides


  • Annual fees: Rs. 2,999
  • APR (Annual Percentage Rate): 40.2% per annum

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