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How Can I Get My CIBIL Score For Free?

Viveka Rao
Written by Viveka Rao

Can You Really Get Your CIBIL Score For Free?

Everyone CIBILS2wants to know how to get their CIBIL score for free. Your CIBIL score is absolutely vital when it comes to getting approved for home loans, auto loans, or credit cards. It’s definitely in your best interest to get your free CIBIL score at least 2 times a year, if not more. The more often you check it, the more easily you’ll be able to spot potential errors that may be bringing your score down, and it will give you plenty of time to correct those errors. It’s important to make sure your score is as high as possible at the moment when your bank or credit card issuer pulls your CIBIL score, this will give you maximum chance for approval.

We offer a Free Online CIBIL Score Estimator that can approximate what your CIBIL score is by answering a few questions about your financial history. By completing our short form covering Auto Loans, Home Loans, Credit Cards, and Personal Loans, we can estimate your score based on your payment history of loans you currently have availed. It’s still a new tool and it’s always improving as more users try it! You can try the tool right here at

                                                                                                    Try It Here


Once you get your free CIBIL score estimate, follow some of the tips found here on our site to push your score to the next level. Please share your experience in our forums. By telling people your credit mistakes and victories, you’ll help others reach their financial goals. The more details you know about managing your CIBIL score, the higher your score will go, your loan approvals will go up – and your life will get even better. It’s amazing how much impact one score can have on one’s life, so it’s important we share information and grow our scores together.






About the author

Viveka Rao

Viveka Rao

Viveka Rao is post grad in finance and a freelance writer here at CreditSmart. A love for shopping and travel rewards has fueled her interest in personal credit, and making the most of rewards programs. She writes to educate other consumers in making great financial choices.

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