App Estimates Your CIBIL Score Free On Your Phone
Apps are excellent means to keep track of most anything these days. There are apps for travel, shopping, banking, and more. It is not a stretch to believe that apps can also help you understand and estimate credit scores.
- CIBIL (Credit Investigation Bureau of India) keep a record of all credit holders’ activities, loan applications, and lines of credit. They mesh them together to keep track of patterns and histories. This collection of individual-based data is a ‘credit report’ for each credit holder.
- You can ask for your once-yearly free credit report, after which you will need to pay a small sum to get your hands on one.
- An app called CreditSmart works in much the same digital way but faster and more simply. It is an app, after all, and this is what apps are supposed to do.
- Check out the links below where you can download this free app from GooglePlay (for Android devices) or the iTunes Store (for iOS devices like iPhones).
If you wish to improve your CIBIL score and credit rating, and reach that vaunted 750 score or higher, you need to put in some work. Thankfully, modernity has provided you with apps and the internet to smooth things along; you cannot complain as reasonably as your forebears may have done.
Here are those links we promised:
For Android (2.3 and over): Download Here Free
For iOS: Download Here Free
- The app comes with an in-built CIBIL calculator. You can estimate your score with ease using this primary feature.
- Articles are also available to you by way of resources to help you grasp what is wrong with your credit rating and how best you can go about improving it.
- In the market for more? Check out varied credit card reviews, grab hold of essential tips, and be part of the news making its rounds in the credit world. Knowing is doing, You can act on what you know. The app helps.
- An entire community is open to you, namely other credit holders from across the world but mainly India. Make the best use of your time in the Forum to learn about any credit-related situations from other people out there who could be experiencing same or similar conditions as you.
- While the forum on the CreditSmart app is not wholly reliable compared to bona fide professional advice, it is still a good place to voice grievances and find out more about how you can better your CIBIL score
- This includes tips and wisdom from actual people who may have found this or that ‘unconventional’ idea to work.
The CreditSmart 1.0 is the first version of its kind in the free app market. At only 7 MB, this tiny digi-wonder can make all the difference in your credit growth. You do not need to work as hard as you need, only as smart as you can manage. With this app, you gain keen insight into factoids and data that will help your cause like nothing before ever could.