Credit Card Reviews

Meet The SimplyClick Card From SBI ⎢ 2017 Review

The SimplyClick Card From SBI ⎢2017 Review

Will You And The SimplyClick Click?


The SimplyClick Card From SBI 2017 ReviewThe SBI SimplyClick Credit Card is especially created for people who are more digitally forward. It offers a wide array of benefits and advantages to cardholders. With a plethora of offers and rewards, this credit card can be used for different types of purchases, including retail purchases and online ticket bookings. Moreover, if you’re a traveler, the SBI SimplyClick Credit Card is accepted globally.

Overview of Benefits

1. Log-in Gift

Cardholders get an e-gift voucher worth Rs. 500 from Amazon with this credit card as their welcome reward. Card members can avail these vouchers after paying their yearly membership fees. Moreover, these vouchers are valid for 6 months.

2. E-shopping rewards

Card holders can receive up to 10 times rewards, when they shop online with card partners like Amazon, Cleartrip, Lenskart, FabFurnish, Foodpanda, BookMyShow, and Ola Money. Apart from these, when card members shop online on other websites, they can earn 5 times rewards.

For other purchases, card members can earn 1 point on spending Rs. 100. They can redeem these reward points against a wide assortment of exciting gifts offered in the Rewards Catalogue. You must note that you cannot redeem Flexipay, Balance Transfer, Cash Advance, Fuel, and Encash transactions through reward points earned through the Rewards program.

3. Milestone rewards

Card members get e-gift vouchers worth Rs. 2,000 each for every Rs. 1 lakh or Rs. 2 lakh that they spend online annually. Anytime a card gives you something in exchange for just your everyday spend, it’s worth taking notice.

4. Absolute fuel freedom

Card members get a fuel surcharge waiver of 2.5% on all transactions between Rs. 500 and Rs. 3,000. However, this waiver does not include GST and other applicable charges. So lets hit the road!

5. Reversal of annual fee 

Cardholders who spend Rs. 1,00,000 or more with this credit card, get their annual fee of Rs. 499 reversed in the subsequent year. Most average users should reach that threshold making this essentially a no-annual fee card.

Features of the SBI SimplyClick Credit Card

1. Worldwide acceptance

This credit card is accepted globally. It can be used in over 24 million outlets worldwide, including more than 3 lakh outlets in India. It just requires you to search for a Visa or Mastercard acceptance sign.

2. No fuel surcharge

There is no fuel surcharge with this credit card. This means that whenever card members purchase diesel, lubricants, or petrol at any outlet of petrol pump using this credit card, they do not have to pay for fuel surcharge. However, this is valid only for fuel purchases made between Rs. 500 and Rs. 3,000 for all transactions at all times.

3. Cash on the go

Card members can access more than a million Visa or MasterCard ATMs around the world in order to withdraw cash, including 18,000 ATMs in India. Moreover, card members also have access to over 10,000 SBI-affiliated ATMs in more than 100 cities in India.

4. Online booking of railway tickets

Cardholders can now simply book their rail tickets online using this credit card via the IRCTC site.

5. Credit facility

Cardholders can clear their outstanding payments as per a suitable plan with its option of extended credit. This credit card offers a facility of revolving credit with flexibility of payment. Cardholders just have to pay the minimum amount and the outstanding amount is carried forward at very low finance fees.

6. Add-on credit cards

Cardholders can procure add-on credit cards for their family members, including spouse, parents, and children above 18 years of age.

Fees and other charges of the SBI SimplyClick Credit Card
  • Joining fees: Rs. 499
  • Annual fees: Rs. 499, which is waived off if purchases exceed Rs. 1,00,000 in a year
  • Over limit charges: 2.5% or Rs. 500
  • Railway ticket surcharge: 2.5% and Rs. 30

The SBI SimplyClick Credit Card is a must have credit card for digitally aware people. It is a great credit card for online shopping, as it offers numerous perks and rewards related to online shopping.  With a reasonable annual fee, this credit card gives you the benefit of cashless shopping from nearly 22 million categories and more than hundreds of products.

Viveka Rao

About Viveka Rao

Viveka Rao is post grad in finance and a freelance writer here at CreditSmart. A love for shopping and travel rewards has fueled her interest in personal credit, and making the most of rewards programs. She writes to educate other consumers in making great financial choices.

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