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India’s Best Credit Cards For 2016

Best Credit Cards India 2016
Jay Kaul
Written by Jay Kaul

The Best Credit Cards To Apply For In 2016

The festive season is here and you might be looking to earn some extra points on your credit card while you shop. With the economy in swing, many credit card issuers are offering attractive rewards scheme and bonuses to lure customers. We have reviewed many credit cards this year and come up with this year end list of the best credit cards to carry into 2016.


THE BEST Card In India 2016 Is The CitiBank Rewards Card

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      CreditSmart Review: ⭐️⭐️⭐️⭐️⭐️

With it’s first class reward program and endless benefits, this card is the first card we’ve rated 5 stars. There’s too many benefits to possibly list here, for more information you can check out our full review here, or if you’re ready, you can just apply now.

Apply Online For The Citibank Rewards Card





1. Standard Chartered Platinum

Apply NowThe Standard Chartered Platinum card has a fantastic rewards program that’s both versatile in how you can earn and spend your points. You’d do well to have this in your pocket.

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2. American Express Platinum Card

American Express Amex Platinum IndiaThe American Express Platinum card is for people leading an opulent lifestyle. The annual membership fee of this card is around 50,000 but the card offers several financial benefits that you may not find elsewhere. Here are some of the financial benefits

  • You earn 1 membership reward point with every 40 rupees spent except on money spent on fuel, insurance and utilities.
  • Access to premium airport lounges and exclusive privileges at finest hotels
  • Enjoy platinum travel services, platinum concierge and other platinum services that American Express is renowned for.


3. Standard Chartered Platinum Rewards Card


standard chartered india review

The Standard Chartered platinum rewards card is ideal for the smart spender. The credit card does not have any joining or annual fees if you apply for it online.

Besides good rewards scheme, the card also gives you a host of benefits on travel and entertainment. You get 2 reward points on every 150 rupees spent on all categories except fuel. On fuel, hotels and fine dining outlets you get 5 rewards points for every 150 rupees that you spend.


4. SBI Platinum Card

SBI Platinum Card IndiaThe SBI Platinum card is pretty good on features which make it ideal for wide category of consumers. The joining fee and annual fee is around 2999 INR. Though some might think joining fee is on the higher side, you would be pleased to know that you get a welcome e-gift voucher of rupees 3000 that can be redeemed at Jabong, Shoppers Stop and other selected stores. You earn 2 Rewards points on every 100 rupees spent on all categories except fuel. You also get complimentary membership to the Priority Pass program worth $99.


5. Citibank Premier Miles Credit Card

Apply Today For Citi PremierMilesThe Citibank Premier Miles Credit Card is ideal for the frequent traveler and easily among the best credit cards. You earn 10 miles for every Rs.100 spent on all airline transactions and transactions done on You can redeem these miles for domestic and international travel. The card offers many privileges like access to airport lounges and transferring the Miles earned to a loyalty program to get discounts on stay and meal at participating hotel partners.



Disclosure: CreditSmart does receive a commission from any successful card application through above links.

About the author

Jay Kaul

Jay Kaul

Jay is a financial and credit expert and freelance contributor to CreditSmart. He's always keeping his eyes open for the latest credit card trends in India and provides a sharp insight on new entries into the market.

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