Stamp Duty and Registration Charges in India — State-by-State Guide 2026
Stamp duty rates by state for property purchase in 2026 — Maharashtra 6%, Karnataka 5%, Delhi 6%, Tamil Nadu 7%. Registration fees and ways to save legally.
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Education Loan + Section 80E — Best Banks and Tax Benefits (2026)
Education loan rates 9-13%, Section 80E unlimited interest deduction for 8 years. Compare SBI, BoB, ICICI, HDFC Credila, NBFC; collateral vs unsecured; tax math.
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Emergency Fund — How Much You Need and Where to Keep It (2026)
Emergency fund sizing for Indians — 6 months for salaried, 12 months for self-employed. Where to park: savings, FD, liquid fund, sweep-in. Real allocation framework.
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Best Demat Account in India 2026 — Zerodha vs Groww vs Upstox vs Dhan vs ICICI Direct
Compare Zerodha, Groww, Upstox, Dhan, ICICI Direct on AMC, brokerage, mutual fund support, charts, F&O capability. Which demat fits long-term investors vs traders.
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IPO Application Guide — How to Apply, Allotment Odds, GMP Reality (2026)
ASBA, UPI mandate, retail vs HNI category, allotment math, grey market premium reality, and listing-day strategy for Indian IPOs in 2026.
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Buying vs Renting in India — The Math Most People Get Wrong (2026)
Should you buy or rent a flat in India? Full TCO comparison — EMI vs rent, opportunity cost, maintenance, society fees, tax benefits, capital gains. Worked example for ₹1 Cr Bengaluru flat.
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Direct vs Regular Mutual Fund — How Much You Lose by Picking the Wrong Plan (2026)
Direct vs regular mutual fund plans compared in 2026: real cost difference, 20-year impact on a ₹10,000/month SIP, when to use each, and how to switch.
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Index Fund vs ETF vs Active Fund — Complete Beginner Guide for FY 2026-27
Index funds, ETFs, and actively managed mutual funds compared for Indian investors in 2026: cost, taxation, liquidity, returns, and which to pick at each life stage.
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Sovereign Gold Bond vs Digital Gold vs Gold ETF — Complete Guide for Indian Investors (2026)
SGB scheme paused since Feb 2024, no new issues. Gold ETFs hit ₹1.83 lakh Cr AUM in 2026, becoming the de-facto default. Digital Gold remains unregulated. Full comparison + decision matrix.
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AIS and Form 26AS — How to Reconcile Before Filing ITR (2025-26)
Annual Information Statement (AIS) vs Form 26AS — what’s in each, common mismatches, how to file feedback for incorrect entries, and why reconciliation prevents notices.
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Advance Tax Schedule and Section 234B/234C Interest — FY 2025-26 Guide
Advance tax due dates, threshold (₹10K), Section 234B and 234C interest computation, who must pay, and how to pay via Challan 280. With worked examples.
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Blog | Investments | Tax & ITR
ESOP and RSU Taxation in India — Complete Guide for Tech Employees (FY 2025-26)
ESOPs and RSUs are taxed twice — at vesting/exercise (perquisite) and at sale (capital gain). Full math for foreign-parent and Indian-listed companies, with Schedule FA disclosure rules.
