Real Estate

The three property valuation methods — market/comparable, income (rental yield), and cost — plus circle rate and bank valuation, and how to check a fair price.

Property mutation updates revenue/tax records to your name after buying, inheriting or gifting property. What it is (and isn’t), when you need it, and the documents and steps.

Khata is the municipal property-tax record. A-khata vs B-khata, why khata transfer matters after buying, and the documents and steps to transfer it to your name.

An encumbrance certificate shows whether a property is free of mortgages and legal dues. Form 15 vs Nil EC (Form 16), and how to get an EC online from your state portal.

How to verify a builder before buying: RERA registration, clear title and EC, approvals (commencement/OC), delivery track record, litigation and the booking paperwork.

Circle rates (guidance/ready-reckoner value) are the government minimum for registering property. How they set stamp duty, the tax if you buy below them, and how to check yours.

What RERA does for home buyers — carpet-area pricing, escrow, timelines, penalties — and how to check a project’s RERA registration status online, step by step.

OCI cardholders can buy residential and commercial property in India on par with NRIs — but not agricultural land. Funding, repatriation of sale proceeds, tax and documents.

Power of Attorney for property: General vs Special PoA, how NRIs execute one from abroad, registration, and why a GPA does not transfer title — only a registered sale deed does.