Investments

Peer-to-peer lending offers high advertised returns but is high-risk: defaults, no insurance, and RBI exposure caps. How P2P works and who (if anyone) it suits.

Silver ETFs track the silver price in your demat account — no storage, purity or making-charge worries. How they work, vs physical silver, volatility and taxation.

Fractional ownership lets you co-own commercial property for a fraction of the cost, earning rent and appreciation. How it works, SEBI’s SM REIT rules, risks and vs REITs.

Commercial real estate offers ~6–10% rental yields versus ~2–4% residential, with bigger tickets and risks. The pros, cons, and easier routes via REITs and fractional ownership.

Corporate bonds pay higher fixed income than FDs in exchange for credit risk. How ratings work, ways to buy (exchange, bond platforms, debt funds) and how they are taxed.

Blue-chip stocks are large, established, financially strong companies offering relative stability and steady compounding. What makes a stock blue-chip and the easy way to own them.

Technical vs fundamental analysis explained: fundamentals value the business for long-term investing; technicals read price charts for short-term trading. Which suits you.

How to choose a stockbroker and demat/trading app in India: discount vs full-service, charges to compare, safety, account opening steps, and the zero-brokerage cost traps.