Loan Against Mutual Funds vs PPF vs Gold India 2026: Rates, LTV, Process Compared
Loan against MF (9-11%), PPF (8.1%), and gold (9-15%): rates, LTV, speed, process compared. Cheaper than personal loans (15-20%). Worked example for Rs 5L need.
Home, car, personal loans — EMI strategy, prepayment, comparisons.
Loan against MF (9-11%), PPF (8.1%), and gold (9-15%): rates, LTV, speed, process compared. Cheaper than personal loans (15-20%). Worked example for Rs 5L need.
MUDRA loan up to Rs 20 lakh under new Tarun Plus category (Budget 2024). 4 categories explained, eligibility, rates, documents, application channels, CGTMSE.
Stamp duty rates by state for property purchase in 2026 — Maharashtra 6%, Karnataka 5%, Delhi 6%, Tamil Nadu 7%. Registration fees and ways to save legally.
₹50 L home loan at 8.5% over 20 years pays ₹54 L in interest. Prepayment of ₹1L/year cuts interest by ₹20 L+. Full math, prepayment vs SIP, and which beats which.
₹10 L car: car loan ~9%, lease 18-22% effective, cash zero rate. Full TCO comparison plus the depreciation trap nobody warns you about.