Financial Calculators · India
All Financial Calculators
35 interactive calculators built for Indians. Verified math, no signups, no ads.
Loans & EMIs
Computing EMIs, qualifying amounts, and the impact of rate changes / pre-payments.
EMI Calculator
Home, car, or personal loan EMIs + pre-payment simulator + rate-change impact tool.
Home Loan Eligibility
Max loan you qualify for based on income and existing EMIs using bank FOIR method.
Balance Transfer Calculator
Compare staying on your high-APR card vs transferring to 0% promo. Factors processing fee, GST and post-promo rate.
Credit Card EMI Calculator
Convert card spends into EMIs and see interest, GST on interest, and total cost.
Reward Points Value
What your credit-card reward points are actually worth in cash vs travel redemptions.
Tax
Income tax slabs, capital gains, exemptions, and other Indian tax calculations for FY 2026-27.
Income Tax Calculator
Simple new vs old regime comparison with verified slabs, 87A rebate, surcharge + cess.
HRA Calculator
Exact HRA exemption under Section 10(13A) with three-method comparison.
Capital Gains Calculator
STCG & LTCG auto-detected by holding period. Grandfathering for pre-23-Jul-2024 assets.
Gratuity Calculator
Payment under Gratuity Act 1972 formula + ₹20L tax-exempt cap analysis.
GST Calculator
Add or remove GST at any slab (5/12/18/28%). CGST+SGST split for intra-state.
Advance Tax Calculator
4-installment schedule (15/45/75/100%) per Section 211 + interest under 234C.
TDS Calculator
All major payment categories — interest, rent, professional, contractor, dividend.
Freelancer Tax Calculator
Compares Presumptive 44ADA/44AD vs Regular books, picks lower tax.
STCG Calculator
Short-term capital gains tax on equity (Section 111A, 20%) and other assets.
Investments & Savings
Project mutual fund growth, PPF, NPS, FDs, and withdrawal plans.
Mutual Fund Calculator
SIP (with step-up), Lumpsum, or Solve-for-Goal — three modes in one tool.
PPF Calculator
15-year (extendable) PPF corpus with current 7.1% rate. Tax-free under 80C.
NPS Calculator
National Pension System: corpus, 60% tax-free lumpsum, 40% mandatory annuity.
FD / RD Calculator
Fixed and recurring deposits with quarterly compounding + TDS threshold warning.
SWP Calculator
Systematic withdrawal for retirement income. 4–5% safe withdrawal guidance.
Time Value of Money
Compound interest growth OR inflation erosion — same math, two perspectives.
XIRR & CAGR Calculator
Measure investment returns on SIPs, lumpsums, or irregular cashflows. Newton-Raphson XIRR plus simple CAGR in one tool.
Lumpsum Calculator
Future value of a one-time investment at an expected annual return.
Inflation Calculator
How inflation erodes purchasing power and what a sum will cost in the future.
Goal-Based SIP
Monthly SIP needed to reach a target corpus by your goal date.
Step-Up SIP Calculator
Project SIP growth when you raise your contribution every year.
Retirement & Insurance
Retirement Corpus
Inflation-adjusted corpus needed + monthly SIP required to build it.
Term Insurance Coverage
Human Life Value (HLV) method for the right term cover.
Health Insurance Coverage
Family health cover by city tier, age, pre-existing conditions, medical inflation.
EPF vs PPF vs NPS
Side-by-side corpus comparison of three retirement vehicles at the same contribution.
EPF Maturity Calculator
Project your Provident Fund corpus at retirement. Employer split, 8.25% interest, salary growth, EPS pension estimate.
Salary & Career
Salary Calculator
CTC to in-hand + optional compare-two-offers mode for evaluating a hike or job switch.
Salary Hike Calculator
Your percentage hike and new in-hand from old and new salary figures.
Real Estate
Rent vs Buy
10-year financial comparison: buying vs renting + investing the down payment.
Stamp Duty Calculator
State-wise stamp duty + registration charges for property purchase. Female-buyer discounts factored in.
Loan Prepayment
See interest saved + months cut from a lump-sum or extra-EMI prepayment.