Picking a credit card from 200+ options is mostly a matching problem: the right card depends on your income, how much you spend, where you spend it and whether you will use travel perks. This finder asks six questions and scores popular Indian cards against your answers to suggest the top three.
Find the right credit card in 60 seconds
Six quick questions. We score 30+ popular Indian credit cards against your priorities and recommend the top three.
What's your annual income?
Banks set income floors for each card. We'll only suggest cards you can realistically get.
Roughly how much do you spend on cards each month?
Includes everything — bills, shopping, food, fuel, travel.
What do you spend most on?
Pick your top one or two categories. We'll match cards that reward those specifically.
How often do you fly?
Affects whether lounge access and travel rewards are worth paying a fee for.
What annual fee are you OK with?
Every card recoups its fee at some spend level — we'll factor in whether the math works for you.
Do you need airport lounge access?
Domestic and international lounges add real value if you actually use them.
Top picks based on your answers
How the card finder works
Income filters out cards whose eligibility floor you are unlikely to meet. Monthly spend decides whether a paid card’s benefits outweigh its fee. Top categories match you with cards that accelerate rewards where you spend most. Flying frequency and lounge needs decide whether travel benefits are worth paying for, and your fee limit removes cards outside your budget.
The finder is a starting point, not an approval guarantee. Issuers make the final decision on eligibility, limit and fees, and card terms change often — check the full review and our latest rule changes before you apply.
After you get your matches
- Read the full review — fees, caps and exclusions for each card
- Compare two cards head to head
- Check the credit score you need
- How to apply online
- First card? Start here