Section 89(1) Relief & Form 10E: Cut Tax on Salary Arrears
Received salary arrears that pushed you into a higher slab? Section 89(1) relief and Form 10E explained — how relief is computed and why Form 10E must be filed first.
Tax filing, ITR forms, deductions, and tax-saving strategies for Indian taxpayers.
Received salary arrears that pushed you into a higher slab? Section 89(1) relief and Form 10E explained — how relief is computed and why Form 10E must be filed first.
Section 80TTA gives up to ₹10,000 on savings interest; 80TTB gives seniors ₹50,000 on savings, FD and RD interest. Limits, the new-regime exclusion and how they differ.
Got a Section 143(1) intimation after filing your ITR? What it means, the three outcomes, the PDF password, common mismatches and how to respond to a demand or refund.
How to e-verify your income tax return: Aadhaar OTP, net banking, bank/demat/ATM EVC, DSC and ITR-V by post — plus the 30-day deadline you must not miss.
Missed the ITR deadline or found an error? How belated (139(4)), revised (139(5)) and defective (139(9)) returns work for AY 2026-27 — deadlines, late fees and what you lose.
How income from house property is taxed in India: GAV, 30% standard deduction, home-loan interest, the two-home rule, and self-occupied vs let-out treatment for AY 2026-27.
How to set off and carry forward capital, house-property, business and F&O losses in India — set-off order, time limits, and the filing deadline that protects them.
Standard deduction for FY 2025-26 is ₹75,000 under the new regime and ₹50,000 under the old. Who can claim it, pensioners, family pension and worked examples.
Section 87A rebate FY 2025-26: income up to ₹12 lakh (₹12.75 lakh salaried) is tax-free under the new regime. Slabs, marginal relief and the capital-gains catch explained.
Most Indians know about Section 80C — the ₹1.5 lakh deduction for investments like PPF, ELSS, and EPF. But many stop there, leaving other legitimate tax-saving avenues unused. Under the old tax regime, there are several deductions beyond 80C that can further reduce your taxable income — for health insurance, home-loan interest, NPS, donations, education…
Every year at tax time, salaried Indians face the same question: should I stick with the old tax regime and claim my deductions, or switch to the new regime with its lower slab rates but fewer exemptions? There is no single right answer — it depends entirely on how much you claim in deductions. This…
EPF interest on contributions above Rs 2.5L per FY is taxable (Budget 2021 rule). EPFO splits into Account-1 tax-free and Account-2 taxable. Strategy + worked examples.