Axis Bank My Wings Credit Card Review
The Axis Bank My Wings is a travel-focused card whose hook is complimentary flight tickets and broad travel cashback. With the first year free, it’s a low-risk way to bank some travel value if you book flights, trains and buses regularly. Here is the verified review.
- 2 complimentary base-fare flight tickets (welcome)
- Travel vouchers worth ₹10,000
- Cashback on flights, rail, bus, lounges, car rentals
- First year free (₹500 from year 2)
- 15%+ dining discounts via Axis Dining Delights
- Modest 4 EDGE points/₹200 base rate
- Best value tied to travel bookings
- Fuel surcharge waiver capped ₹400/month
- Voucher terms/conditions apply
- Not a strong everyday rewards card
Fees & rewards
| Item | Detail |
|---|---|
| Annual fee | Nil (year 1), ₹500 (year 2 onwards) |
| Rewards | 4 EDGE points per ₹200 |
| Welcome | 2 complimentary base-fare flight tickets |
| Travel vouchers | Worth ₹10,000 (₹500 domestic / ₹1,500 international return-flight cashback) |
| Cashback | Bus, rail, flights, lounges, car rentals |
| Fuel surcharge waiver | 1% (₹400–₹4,000, max ₹400/month) |
Eligibility & documents
Age
18 to 70 years
Income
Per Axis norms
Recommended CIBIL
~720+
Network
Visa / Mastercard
Best for
Regular travellers (flights, rail, bus)
Documents
PAN, Aadhaar, income & address proof
Travel value — the real picture
The headline is the 2 complimentary base-fare flight tickets at joining plus ₹10,000 of travel vouchers — front-loaded value that can outweigh the (free) first-year cost for anyone who flies. Ongoing, the 4 EDGE points per ₹200 is ordinary, so the card pays off through its travel cashback (flights, rail, bus, car rentals) rather than base rewards. Read the voucher conditions, since redemption is where most of the value sits.
Who this card is for
- Best fit: regular travellers who’ll use the flight tickets, vouchers and travel cashback.
- Skip if: you want a high flat-rate everyday card or rarely travel.
How to apply & how to cancel
Apply: via axis.bank.in. Cancel: call Axis customer care after clearing dues; use vouchers and redeem points first.
Final verdict
The Axis My Wings is a decent travel card whose front-loaded perks — two flight tickets and ₹10,000 in vouchers — make the free first year easy to justify for travellers. The base reward rate is unremarkable, so view it as a travel-booking companion; use the vouchers and cashback to extract the value.
Frequently asked questions
What is the fee?
Nil in the first year, then ₹500 from the second year onwards.
What’s the welcome benefit?
2 complimentary base-fare flight tickets, plus travel vouchers worth ₹10,000.
What cashback does it offer?
Cashback on bus, railway and domestic flight tickets, airport lounges and car-rental bookings.
How many points does it earn?
4 EDGE Reward Points per ₹200 spent.
Data current as of June 2026, cross-checked against Axis Bank and . Confirm current terms on axis.bank.in before applying.