Yatra SBI Credit Card Review
The Yatra SBI Card is a budget travel co-brand built around discount vouchers for flight bookings on Yatra.com, plus accelerated reward points on everyday categories. It remains live in 2026, but two of its headline perks were trimmed in 2025 — so it is worth understanding what you actually get today.
- Low ₹499 fee
- 6 RP per ₹100 on several everyday categories
- ₹1,000 + ₹4,000 Yatra flight discount vouchers
- 1% fuel surcharge waiver
- Useful for regular Yatra bookers
- Welcome gift discontinued (from 1 May 2025)
- ₹50 lakh air-accident cover discontinued (from 26 July 2025)
- Reward caps (5,000 RP/month per bucket)
- Value tied to the Yatra ecosystem
- Points-based, not cashback
Fees & charges
| Item | Charge |
|---|---|
| Joining fee | ₹499 + GST |
| Annual fee | ₹499 + GST |
| Accelerated rewards | 6 RP/₹100 on dept stores, grocery, dining, movies, entertainment, international (cap 5,000 RP/month each) |
| Base rewards | 1 RP/₹100 on other spends |
| Fuel surcharge waiver | 1% (₹500–₹3,000, up to ₹100/month) |
Eligibility & documents
Age
21 to 60 years (primary)
Income
Per SBI Card norms
Recommended CIBIL
~750+
Network
Visa / Mastercard
Best for
Frequent Yatra.com bookers
Documents
PAN, Aadhaar, income & address proof
Rewards & travel value — the real picture
- 6 RP per ₹100 on departmental stores, grocery, dining, movies, entertainment and international spends, capped at 5,000 RP/month per category.
- Flight vouchers: ₹1,000 off domestic and ₹4,000 off international flight bookings on Yatra.com.
- 1 RP per ₹100 on all other spends.
What changed: historically the card advertised activation/welcome benefits worth up to ₹8,250 and a ₹50 lakh air-accident insurance cover. SBI Card discontinued the welcome gift from 1 May 2025 and the air-accident cover from 26 July 2025. So if you are reading older reviews quoting those perks, they no longer apply — budget your expectations around the rewards and flight vouchers only.
Who this card is for
- Best fit: people who book flights and hotels through Yatra.com and will use the vouchers.
- Skip if: you want simple cashback, lounge access, or you do not book via Yatra.
How to apply & how to cancel
Apply: via sbicard.com or the SBI Card app. Cancel: call SBI Card helpline after clearing dues; redeem points first.
Final verdict
The Yatra SBI Card is a serviceable, low-fee travel co-brand for committed Yatra.com users — the flight vouchers and 6 RP categories can offset the ₹499 fee. But the 2025 removal of the welcome gift and air-accident cover has dulled its appeal, and outside the Yatra ecosystem a flat-cashback card usually delivers more for everyday spends.
Frequently asked questions
Is the Yatra SBI Card discontinued?
No — the card is still offered. However, its welcome gift (from May 2025) and ₹50 lakh air-accident cover (from July 2025) were discontinued.
What is the joining fee?
₹499 + GST, with a ₹499 annual fee.
What are the flight discounts?
₹1,000 off domestic and ₹4,000 off international flight bookings on Yatra.com.
How many reward points does it earn?
6 RP per ₹100 on departmental stores, grocery, dining, movies, entertainment and international spends (capped 5,000 RP/month each); 1 RP per ₹100 otherwise.
Data current as of June 2026, cross-checked against SBI Card’s official page and aggregators. Terms change periodically — confirm on sbicard.com before applying.