Over ₹62,000 crore sits unclaimed in banks, plus shares and dividends with IEPF and dormant EPF balances. How to search the RBI UDGAM portal, recover IEPF shares with Form IEPF-5, and claim inoperative PF — all free, no agents needed.
A nominee is usually just a caretaker — the legal heirs own the money. Except in life insurance, where a 2015 amendment made family nominees beneficial owners. Asset-by-asset rules for bank deposits, MFs, shares, EPF, insurance — and why a will beats them all.
Wrong UPI transfer? The first hour matters most. The exact escalation ladder — your app, your bank, NPCI dispute, RBI Ombudsman — plus the ₹100/day compensation rule for failed-but-debited transactions.
AdSense, brand deals, affiliate income, free products — how creator income is taxed in India: business vs profession, presumptive options, Section 194R TDS on freebies, GST at ₹20 lakh, and export-of-service rules for AdSense.
When an NRI sells property in India, the buyer must deduct TDS on the FULL sale price — often ₹10-15 lakh more than needed. The Form 13 lower-TDS certificate, 2026 rate table, buyer duties, and 15CA/CB repatriation.
Receive ₹2 lakh+ in cash — even as wedding shagun from one person — and the penalty is 100% of the amount. Every cash limit that matters: 269ST, 269SS/269T loans, 40A(3) business expenses, 80G donations.
Paying rent to your parents and claiming HRA is completely legal — but only if it survives scrutiny. The exact paper trail: rent agreement, bank transfers, landlord PAN, and what your parent must file.
Got RSUs from a US or foreign-listed employer? How vesting is taxed as salary, what sell-to-cover means, capital gains on foreign shares, DTAA credit and the Schedule FA rule that trips up thousands.
How ESOPs are taxed twice in India under the Income-tax Act 2025 — the exercise perquisite, the 80-IAC five-year deferral, capital gains at sale — plus a CA’s stage-by-stage checklist.
The most tax-friendly salary breakup for FY 2026-27 under the Income-tax Act 2025 and Rules 2026 — a calculator that suggests your optimal CTC structure, with the new ₹200/meal card, ₹3,000 children education allowance and Section 124 NPS.
Car subscription vs buying in India 2026 — compare the monthly cost against a loan, see why buying usually wins on net cost, and when renting/subscribing to a car is actually worth it.
Is a company/CTC car lease worth it in 2026? How the pre-tax rental, fuel and driver save income tax (perquisite-based), a worked example, and an after-tax lease-vs-buy calculator.