Shoppers Stop Black HDFC Bank Credit Card Review
The Shoppers Stop Black HDFC Bank Credit Card is a premium co-brand for Shoppers Stop loyalists — strong rewards at Shoppers Stop plus generous lounge access. The welcome voucher offsets the fee for active users. Here is the verified review.
- 7% value back on Shoppers Stop spends
- 16 domestic + 8 international lounge visits/year
- ₹4,500 welcome voucher offsets the fee
- Complimentary Shoppers Stop Black membership
- Fee waived at ₹50,000 spend; fuel waiver
- 7% capped at 2,000 points/month
- Modest value off Shoppers Stop
- Best for Shoppers Stop loyalists
- Reward value via SmartBuy (2:1 air miles)
- ₹8 lakh income target
Fees & rewards
| Item | Detail |
|---|---|
| Annual fee | ₹4,500 (waived on ₹50,000 spend) + ₹4,500 welcome voucher |
| Shoppers Stop | 7% value back (cap 2,000 points/month) |
| Other spends | Accelerated value (monthly caps) |
| Lounge | 16 domestic + 8 international/year |
| Membership | Complimentary Shoppers Stop Black |
| Fuel waiver | 1% (cap ₹500/month) |
Who this card is for
- Best fit: regular Shoppers Stop shoppers who’ll use the lounges and membership.
- Skip if: you rarely shop at Shoppers Stop or want a flat-rate everyday card.
How to apply & how to cancel
Apply: via hdfcbank.com. Cancel: call HDFC after clearing dues; redeem points first.
Final verdict
The Shoppers Stop Black HDFC card is a strong co-brand for Shoppers Stop loyalists — 7% there, generous lounges and a fee-offsetting welcome voucher and membership. Outside Shoppers Stop the value thins, so match it to your shopping habits.
Frequently asked questions
How rewarding is Shoppers Stop?
7% value back on Shoppers Stop spends, capped at 2,000 points per month.
What is the fee?
₹4,500, waived on ₹50,000 annual spend, and offset by a ₹4,500 welcome voucher.
How much lounge access?
16 domestic (4/quarter) and 8 international (2/quarter) visits a year.
Does it include membership?
Yes — a complimentary Shoppers Stop Black membership.
Data current as of June 2026, cross-checked against HDFC Bank and aggregators. Confirm current terms on hdfcbank.com before applying.