Sourcing stopped — existing cardholders only
HDFC Diners Club Rewardz Credit Card Review (Existing Cardholders)
The HDFC Diners Club Rewardz was a mid-entry Diners card. HDFC has stopped issuing it to new customers, but existing cards keep their benefits.
If you hold one, it is a reasonable no-cost card once you cross ₹1 lakh a year, though most HDFC customers now get more from newer cards.
- Fee waived on ₹1 lakh annual spend
- 1,000 bonus points on each renewal
- Lower 3% forex markup than many HDFC cards
- Fuel waiver up to ₹500 a cycle
- Up to 5% cashback via SmartBuy
- Not available to new applicants
- Low base rate of 3 points per ₹200
- Points capped at 15,000 per statement cycle
- Diners Club acceptance is narrower
- Points expire after two years
Fees and charges
| Item | Detail |
|---|---|
| Annual fee | ₹1,000, waived on ₹1 lakh spend in the year |
| Interest | 3.75% a month (45% a year) |
| Forex markup | 3% |
| Fuel surcharge waiver | 1% on ₹400–₹5,000, up to ₹500 a cycle |
Rewards: how the card earns
| Item | Detail |
|---|---|
| Base earn | 3 reward points per ₹200 |
| Activation and renewal | 1,000 points |
| Cap | 15,000 points per statement cycle |
| SmartBuy | Up to 5% cashback on spends via SmartBuy |
| Validity | 2 years |
Point value depends on redemption: SmartBuy flights and hotels give the best value, the catalogue less, and statement cashback the least.
What earns nothing
Check HDFC’s current terms for excluded categories such as fuel, rent and wallet loads.
Other benefits
| Benefit | Detail |
|---|---|
| Concierge | 24×7 global personal concierge |
| Fuel | 1% surcharge waiver, up to ₹500 a cycle |
| SmartBuy | Up to 5% cashback |
| Network | Diners Club |
Eligibility
Issuer
HDFC Bank
Status
No longer sourced
Existing holders
Benefits continue
Upgrade
Ask HDFC about upgrade options
Who this card is for
- Good fit: existing holders who clear ₹1 lakh a year and want to keep an old account open.
- Skip if: you are looking for a new card — it is no longer issued.
Alternatives worth comparing
- HDFC Diners Club Privilege
- Best HDFC Bank credit cards
- HDFC Regalia Gold
- Closing a card without hurting your score
Final verdict
A legacy card worth keeping only if your spending waives the fee. For better rewards, ask HDFC about an upgrade to a current card.
Frequently asked questions
Can I still apply for the Diners Club Rewardz?
No. HDFC has stopped sourcing it; existing customers keep their benefits.
How many points does it earn?
3 reward points per ₹200, plus 1,000 points on activation and renewal.
Is the fee waivable?
Yes. The ₹1,000 fee is waived on ₹1 lakh spend in the year.
What is the forex markup?
3% according to HDFC’s product page.
Is there a points cap?
Yes, 15,000 points per statement cycle.
Last verified: October 2026, against HDFC Bank’s Diners Club Rewardz page and key fact statement. Card terms change often; confirm the current fees and reward rules on the issuer’s website before you apply. All fees are plus 18% GST.