HDFC Business Platinum Credit Card (Discontinued): What Replaced It
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Updated Oct 2026·By Arun, Chartered Accountant·2 min read·Cross-checked vs issuer MITC & RBI·How we research
Discontinued
Status: HDFC Bank no longer issues the Business Platinum card. Existing holders are reported to be moving to the HDFC Business MoneyBack card. Check your HDFC communication for the exact replacement.
Verified October 2026 against published card terms and HDFC Bank’s current business card range. No longer issued. Existing holders are reportedly being moved to Business MoneyBack. HDFC’s current business cards include BizFirst, BizGrow, Business MoneyBack and Biz Black Metal.
HDFC Business Platinum Credit Card (Discontinued): What Replaced It
HDFC Bank · Business card · Discontinued
Discontinued
Discontinued
Moving to Business MoneyBack
₹299 fee (old)
See current biz cards
The HDFC Business Platinum was a low-fee business card that paid cashback linked to your balance and international spends. HDFC no longer issues it.
If you hold one, check HDFC’s communication about your replacement card. If you are looking for a new HDFC business card, the current options are BizFirst, BizGrow, Business MoneyBack and Biz Black Metal.
In short: Discontinued. Existing holders are reportedly being moved to the Business MoneyBack card. New applicants should compare HDFC’s current business cards: BizFirst (entry), BizGrow (tax and GST rewards), Business MoneyBack (bill cashback) and Biz Black Metal (premium).
What we like
Existing cards continue until replaced
Several current HDFC business cards to choose from
Watch out for
No longer issued
Old cashback structure not available on new cards
Fees and charges
Item
Detail
Old annual fee
₹299 + GST (reported)
Replacement
Reportedly Business MoneyBack (₹500 fee, waived on ₹50,000)
High spenders: ₹1 per point on SmartBuy, unlimited lounges, 2% forex
Worked example: A small business paying ₹15,000 a month of GST and bills would get more from BizGrow’s 10X rate than from the old Business Platinum, while a large business spending ₹7.5 lakh+ a year would benefit from Biz Black Metal’s lounge access and SmartBuy value.
Other benefits
Benefit
Detail
Status
Discontinued
Replacement
Reportedly Business MoneyBack
Eligibility
Status
Not available for new applications
Alternatives
BizFirst, BizGrow, Business MoneyBack, Biz Black Metal
Who this card is for
Good fit: existing holders checking their replacement.
Skip if: you need a new card — choose one of HDFC’s current business cards.
A retired card. Pick the current HDFC business card that matches how your business spends.
Frequently asked questions
Is the HDFC Business Platinum still available?
No. HDFC no longer issues it.
What replaces it?
Existing holders are reportedly being moved to the Business MoneyBack card; check HDFC’s communication.
Which HDFC business card should I choose?
BizFirst for entry level, BizGrow for tax and GST payments, Business MoneyBack for bill cashback and Biz Black Metal for high spenders.
Last verified: October 2026, against published card terms and HDFC Bank’s current business card range. Card terms change often; confirm the current fees and reward rules on the issuer’s website before you apply. All fees are plus 18% GST.
This review stays up for existing cardholders. For a card you can apply for today, see our card reviews.
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ArunChartered Accountant
Arun is a Chartered Accountant with 14 years in finance leadership. He writes and maintains every review and calculator on CreditSmart, cross-checking each figure against issuer MITC documents, RBI notifications and official rate sheets before publication. He accepts no commissions or payments from card issuers.
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