IndusInd Bank Crest Credit Card Review
The IndusInd Bank Crest is a premium, invite-only card aimed at high-income users, leaning on lifestyle and travel perks — lounges, golf, movies and dining — more than a high base reward rate. Here is the verified review with current 2026 changes flagged.
- 8 complimentary domestic + international lounge visits + LoungeKey
- BOGO movie tickets (up to ₹700, 3/month)
- Golf rounds/lessons (changing Mar 2026)
- ₹3,000 dining discount/year at 100+ restaurants
- Points transferable to KrisFlyer (2 RP = 1 mile)
- 1 RP = ₹0.75 cash-credit value
- Invite-only — not openly applicable
- Modest base earn (1 pt/₹100 domestic)
- ITC Culinaire discontinued (5 Oct 2025)
- Golf benefit changing (10 Mar 2026)
- IndusInd air-accident cover discontinued (Dec 2025)
Rewards & benefits
| Item | Detail |
|---|---|
| International spends | 2.5 points per ₹100 |
| Domestic spends | 1 point per ₹100 |
| Point value | 1 RP = ₹0.75; 2 RP = 1 KrisFlyer mile |
| Lounge | 8 domestic + international + LoungeKey membership |
| Movies | BOGO (cap ₹700, 3/month) + ₹50 F&B off per 2 tickets |
| Dining | ₹3,000 off/year at 100+ restaurants |
| Golf | 3 rounds/lessons per month (changing 10 Mar 2026) |
Eligibility & documents
Access
Invite-only (high-income profiles)
Point value
1 RP = ₹0.75
Network
Visa / Mastercard
Air miles
KrisFlyer (2 RP = 1 mile)
Best for
Lifestyle-led premium users
Documents
PAN, Aadhaar, income & address proof
Who this card is for
- Best fit: premium users who value lounges, movies, golf and dining over a high reward rate.
- Skip if: you want strong everyday rewards or aren’t invited.
How to get it & how to cancel
Get it: by IndusInd invitation. Cancel: call IndusInd customer care after clearing dues; redeem/transfer points first.
Final verdict
The IndusInd Crest is a lifestyle-led premium card — strong lounge, movie, golf and dining perks plus KrisFlyer transfers — best for those who’ll use the experiences rather than chase reward rate. Factor in the 2026 changes (golf revision, ITC Culinaire and air-accident cover withdrawals) when weighing its value.
Frequently asked questions
Is the Crest card open to all?
No — it’s an invite-only premium card for high-income profiles.
How rewarding is it?
2.5 points per ₹100 international and 1 per ₹100 domestic (1 RP = ₹0.75; transferable to KrisFlyer at 2:1).
What lifestyle perks does it offer?
8 lounge visits + LoungeKey, BOGO movie tickets, golf access and ₹3,000 of annual dining discounts.
What changed in 2026?
Golf benefits change from 10 Mar 2026, ITC Culinaire was discontinued from 5 Oct 2025, and IndusInd’s air-accident cover was withdrawn in Dec 2025.
Data current as of June 2026, cross-checked against IndusInd Bank and aggregator pages. Benefits change periodically — confirm on indusind.bank.in before applying.