ICICI Bank British Airways Credit Card Review
The ICICI Bank British Airways Credit Card is a niche travel co-brand that earns British Airways Avios — the currency of the British Airways Club — redeemable for reward flights and upgrades across BA and Oneworld partner airlines. The active option for new applicants is the Classic; the richer Premium variant has been closed to new applications. Here is the verified review.
- Earns British Airways Avios — valuable for savvy flyers
- Redeemable across BA and Oneworld partners
- Higher earn on BA tickets and in-flight shopping
- Useful for cabin upgrades and short-haul reward flights
- ₹3,500 annual fee with niche appeal
- Avios value depends on smart redemption
- Premium variant closed to new applicants
- Taxes/surcharges still apply on reward flights
- Modest earn rate for a co-brand at this fee
Fees & Avios earning (Classic)
| Item | Detail |
|---|---|
| Annual fee | ₹3,500 + GST |
| Regular spends | Up to 2 Avios per ₹100 |
| British Airways tickets & in-flight | ~2.5 Avios per ₹100 |
| Redemption | Reward flights & upgrades on BA / Oneworld |
| Premium variant | Closed to new applicants |
Eligibility & documents
Age
18 to 65 years
Income
Per ICICI norms
Recommended CIBIL
~750+
Network
Visa / Mastercard
Best for
British Airways / Oneworld flyers
Documents
PAN, Aadhaar, income & address proof
Avios — the real value
Avios are a transferable airline currency: their worth hinges on how you redeem them. Used for short-haul Oneworld reward flights or cabin upgrades, Avios can return well above their cash value; redeemed casually, they’re ordinary. The Classic’s ~2.5 Avios per ₹100 on BA spend and 2 Avios per ₹100 elsewhere will accumulate steadily for a frequent flyer, but you’ll need to plan redemptions (and budget for taxes/surcharges) to beat the ₹3,500 fee. This is a card for the points-savvy, not the casual user.
Who this card is for
- Best fit: regular British Airways / Oneworld flyers who know how to redeem Avios well.
- Skip if: you want simple cashback, fly other alliances, or won’t optimise redemptions.
How to apply & how to cancel
Apply: via icici.bank.in (Classic variant). Cancel: call ICICI customer care after clearing dues; transfer or use Avios before closing.
Final verdict
The ICICI British Airways Classic is a specialist’s card: in the hands of someone who flies BA/Oneworld and redeems Avios cleverly, it pays off; for everyone else the ₹3,500 fee and modest earn rate make a flexible-rewards or cashback card the smarter choice. Note the richer Premium variant is no longer open to new applicants.
Frequently asked questions
What are Avios?
Avios are the British Airways Club’s reward currency, redeemable for flights and upgrades on British Airways and Oneworld partner airlines.
What is the fee?
The Classic variant has a ₹3,500 + GST annual fee. The Premium variant (₹7,000) is closed to new applicants.
How many Avios does it earn?
Up to 2 Avios per ₹100 on regular spends and around 2.5 Avios per ₹100 on British Airways tickets and in-flight shopping (Classic).
Are reward flights free?
No — you still pay taxes, fees and carrier surcharges on Avios reward flights.
Data current as of June 2026, cross-checked against ICICI Bank’s official page and aggregators. Confirm current terms on icici.bank.in before applying.