MakeMyTrip ICICI Bank Platinum Credit Card Review
The MakeMyTrip ICICI Bank Platinum is an entry travel card that earns myCash, usable only on MakeMyTrip. It has a one-time ₹500 joining fee and no annual fee.
Rewards are modest and tied to MakeMyTrip, so it suits people who already book most of their travel there.
- No annual fee (one-time ₹500 joining)
- myCash on MakeMyTrip hotels, flights and other spends
- Welcome MakeMyTrip holiday voucher up to ₹3,000 + ₹500 myCash
- Milestone myCash at ₹2.5 lakh and ₹50,000 MakeMyTrip spend
- 1 railway lounge visit a quarter
- myCash usable only on MakeMyTrip
- Low earn rate on non-MakeMyTrip spends
- Airport lounge needs ₹75,000 spend in the previous quarter
- 3.5% forex markup
- Movie benefit limited to 25% off up to ₹100
Fees and charges
| Item | Detail |
|---|---|
| Joining fee | ₹500 + GST (one time) |
| Annual fee | Nil |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1% at HPCL on ₹400–₹4,000, on ICICI machines |
Rewards: how the card earns
| Spend | myCash per ₹200 |
|---|---|
| MakeMyTrip hotels | 3 |
| MakeMyTrip flights | 2 |
| Other domestic spends | 1 |
| Milestones | 1,000 myCash on ₹2.5 lakh annual spend; 1,000 on ₹50,000 MakeMyTrip spend |
myCash can be redeemed only on MakeMyTrip.
Other benefits
| Benefit | Detail |
|---|---|
| Welcome | MakeMyTrip holiday voucher up to ₹3,000 + ₹500 myCash |
| Airport lounges | 1 domestic visit a quarter, after ₹75,000 spend in the previous quarter |
| Railway lounges | 1 visit a quarter |
| Movies | 25% off up to ₹100 on 2+ tickets |
Eligibility
Issuer
ICICI Bank
Age
21+
Income
Salaried ₹20,000 a month
Documents
PAN, Aadhaar, income proof
Who this card is for
- Good fit: MakeMyTrip regulars who want a no-annual-fee card.
- Skip if: you book travel on several platforms — myCash is locked to MakeMyTrip.
Alternatives worth comparing
Final verdict
A cheap, low-maintenance card for MakeMyTrip users. Do not expect much value outside the platform.
Frequently asked questions
Does the MakeMyTrip ICICI Platinum have an annual fee?
No. There is a one-time ₹500 + GST joining fee only.
How much myCash do I earn?
3 per ₹200 on MakeMyTrip hotels, 2 on flights and 1 on other domestic spends.
Where can I use myCash?
Only on MakeMyTrip.
Does it give lounge access?
1 domestic airport visit a quarter after ₹75,000 spend in the previous quarter, and 1 railway lounge visit a quarter.
What is the welcome benefit?
A MakeMyTrip holiday voucher up to ₹3,000 and ₹500 myCash.
Last verified: October 2026, against ICICI Bank’s MakeMyTrip ICICI Platinum card page. Card terms change often; confirm the current fees and reward rules on the issuer’s website before you apply. All fees are plus 18% GST.