How to Link Aadhaar to Your Bank Account
Last verified: June 2026, against official UIDAI, Income Tax Department and PAN service-provider procedures. Fees and steps can change — confirm on the official portals. General information, not legal advice.
Linking your Aadhaar to your bank account is needed to receive government subsidies/benefits (DBT) and to complete KYC. Here is how to do it across channels.
Why link Aadhaar to your bank
- To receive Direct Benefit Transfer (DBT) subsidies (LPG, scholarships, schemes).
- To complete or refresh KYC.
- To enable Aadhaar-based banking (AePS) where offered.
Ways to link
- Net banking / mobile app: find “Aadhaar seeding/linking”, enter your Aadhaar and verify by OTP.
- Bank branch: submit an Aadhaar-linking form with a copy of your Aadhaar.
- ATM: some banks offer Aadhaar registration via ATM.
- SMS/phone banking: a few banks support linking via SMS.
Check the link status
You can verify your Aadhaar–bank linking status on the myAadhaar / UIDAI “bank seeding status” service. For DBT, the relevant account is the one mapped in the NPCI mapper — ensure the correct account is set as the DBT-enabled one if you have multiple.
A note on safety
Only link through your bank’s official channels. Never share your Aadhaar OTP with anyone, and consider using a Virtual ID (via mAadhaar) when sharing Aadhaar for verification.
FAQs
Why should I link Aadhaar to my bank account?
To receive DBT subsidies, complete KYC and enable Aadhaar-based banking.
How do I link Aadhaar to my bank?
Via net banking/app (OTP), at a branch, or by ATM, depending on your bank.
How do I check if my account is Aadhaar-linked?
Use the UIDAI/myAadhaar “bank seeding status” service; for subsidies, the NPCI mapper account matters.