Estate Planning, Will, and Nominee Rules — Complete Indian Guide (2026)
Will writing, nominee vs legal heir, succession certificate, joint accounts, and estate-planning structures for Indians. Why nominee alone isn’t enough.
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Education Loan + Section 80E — Best Banks and Tax Benefits (2026)
Education loan rates 9-13%, Section 80E unlimited interest deduction for 8 years. Compare SBI, BoB, ICICI, HDFC Credila, NBFC; collateral vs unsecured; tax math.
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Blog | Investments | Tax & ITR
ESOP and RSU Taxation in India — Complete Guide for Tech Employees (FY 2025-26)
ESOPs and RSUs are taxed twice — at vesting/exercise (perquisite) and at sale (capital gain). Full math for foreign-parent and Indian-listed companies, with Schedule FA disclosure rules.
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Advance Tax Schedule and Section 234B/234C Interest — FY 2025-26 Guide
Advance tax due dates, threshold (₹10K), Section 234B and 234C interest computation, who must pay, and how to pay via Challan 280. With worked examples.
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AIS and Form 26AS — How to Reconcile Before Filing ITR (2025-26)
Annual Information Statement (AIS) vs Form 26AS — what’s in each, common mismatches, how to file feedback for incorrect entries, and why reconciliation prevents notices.
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ITR-1 vs ITR-2 vs ITR-3 vs ITR-4 — Which Form Should You File for FY 2025-26?
Choosing the right ITR form for FY 2025-26 — eligibility, who can use ITR-1 (Sahaj), ITR-2, ITR-3, ITR-4 (Sugam), and consequences of filing the wrong one.
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Comprehensive vs Third-Party Vehicle Insurance — What Should You Actually Buy?
Third-party motor insurance is mandatory; comprehensive is optional. Real cost of own-damage cover, IDV math, no-claim bonus, and when each makes sense.
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Section 80D Health Insurance Deduction (Now Section 126) — Guide for FY 2025-26 & 2026-27
Section 80D health insurance tax deduction explained: limits, what qualifies, parents/seniors, preventive health check-up, real examples, and how to maximise.
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Critical Illness vs Term vs Health Insurance — Which Should You Buy First in 2026?
Term, health, and critical illness insurance compared in 2026: what each covers, when overlap matters, ideal coverage amounts, and prioritisation for Indian families.
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Family Floater vs Individual Health Insurance in India — Which Is Better? (FY 2026-27)
Family floater vs individual health insurance in India for FY 2026-27: real premium comparison, the senior citizen spike, exhaustion trap, optimal smart-family structure, and Section 80D tax math.
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Credit Card Tax Notices — How to Avoid the ₹10 Lakh Spend Reporting Trap
Annual credit card spend over ₹10 lakh is reported to the Income Tax Department under SFT and shows in your AIS. How to avoid notices, what triggers scrutiny, and how to respond.
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Credit Card Reward Points to Cashback Conversion — Real Value of Each Rupee Spent
HDFC, Axis, ICICI, Amex reward points — what each one is actually worth in cash. Catalog vs travel transfer haircuts and the redemption strategies that 3X your value.
