REIT and InvIT Taxation India FY 2026-27: 4-Component Income Decoded
REIT and InvIT taxation India: 4-component distribution (interest, dividend, rent, capital return), each taxed differently. ITR reporting, capital gains rates.
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SEBI Mandatory Nomination 2026: Mutual Fund + Demat Rule, How to Add Nominee Online
SEBI mandatory nomination for mutual fund + demat accounts. Folios freeze without nominee/opt-out. How to add online via MF Central, broker apps. Up to 3 nominees.
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NPS Vatsalya 2026: Children NPS Scheme Explained – How to Open, Contribution, Withdrawal
NPS Vatsalya children scheme: parents open account for under-18, Rs 1,000 minimum, auto-converts to regular NPS at 18. Withdrawal, investment options, tax.
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Sovereign Gold Bond Discontinued: Where to Buy Gold Now (2026 Alternatives)
SGB discontinued after Feb 2024. Existing holdings valid till 8-year maturity. Best alternatives 2026: Gold ETF, Gold MF, Digital Gold, physical. Tax treatment.
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Emergency Fund — How Much You Need and Where to Keep It (2026)
Emergency fund sizing for Indians — 6 months for salaried, 12 months for self-employed. Where to park: savings, FD, liquid fund, sweep-in. Real allocation framework.
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IPO Application Guide — How to Apply, Allotment Odds, GMP Reality (2026)
ASBA, UPI mandate, retail vs HNI category, allotment math, grey market premium reality, and listing-day strategy for Indian IPOs in 2026.
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Direct vs Regular Mutual Fund — How Much You Lose by Picking the Wrong Plan (2026)
Direct vs regular mutual fund plans compared in 2026: real cost difference, 20-year impact on a ₹10,000/month SIP, when to use each, and how to switch.
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Index Fund vs ETF vs Active Fund — Complete Beginner Guide for FY 2026-27
Index funds, ETFs, and actively managed mutual funds compared for Indian investors in 2026: cost, taxation, liquidity, returns, and which to pick at each life stage.
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Sovereign Gold Bond vs Digital Gold vs Gold ETF — Complete Guide for Indian Investors (2026)
SGB scheme paused since Feb 2024, no new issues. Gold ETFs hit ₹1.83 lakh Cr AUM in 2026, becoming the de-facto default. Digital Gold remains unregulated. Full comparison + decision matrix.
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Blog | Investments | Tax & ITR
ESOP and RSU Taxation in India — Complete Guide for Tech Employees (FY 2025-26)
ESOPs and RSUs are taxed twice — at vesting/exercise (perquisite) and at sale (capital gain). Full math for foreign-parent and Indian-listed companies, with Schedule FA disclosure rules.
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NPS Calculator and Tier 1 vs Tier 2 — Is the Extra ₹50,000 Deduction Worth It?
NPS Tier 1 gives an extra ₹50,000 tax deduction under 80CCD(1B). Tier 2 has no lock-in. Full comparison, returns, withdrawal rules, and is the deduction actually worth the lock-in.
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Sukanya Samriddhi Yojana Calculator — Full Maturity Math for a Daughter Born in 2025
SSY at 8.2% for a daughter born in 2025 builds ₹70+ lakh by maturity. Full year-by-year math, ₹1.5L deposit schedule, partial withdrawal and closure rules.
