SEBI Mandatory Nomination 2026: Mutual Fund + Demat Rule, How to Add Nominee Online
SEBI mandatory nomination for mutual fund + demat accounts. Folios freeze without nominee/opt-out. How to add online via MF Central, broker apps. Up to 3 nominees.
Mutual funds, SIP, gold, PPF, EPF, NPS, and long-term wealth creation.
SEBI mandatory nomination for mutual fund + demat accounts. Folios freeze without nominee/opt-out. How to add online via MF Central, broker apps. Up to 3 nominees.
NPS Vatsalya children scheme: parents open account for under-18, Rs 1,000 minimum, auto-converts to regular NPS at 18. Withdrawal, investment options, tax.
SGB discontinued after Feb 2024. Existing holdings valid till 8-year maturity. Best alternatives 2026: Gold ETF, Gold MF, Digital Gold, physical. Tax treatment.
ESOPs and RSUs are taxed twice — at vesting/exercise (perquisite) and at sale (capital gain). Full math for foreign-parent and Indian-listed companies, with Schedule FA disclosure rules.
NPS Tier 1 gives an extra ₹50,000 tax deduction under 80CCD(1B). Tier 2 has no lock-in. Full comparison, returns, withdrawal rules, and is the deduction actually worth the lock-in.
₹5,000/month SIP at 12% reaches ₹1 crore in 26 years. Step-up SIP cuts that to 19. Full math, return assumptions, and a side-by-side flat vs step-up comparison.
SSY is India’s highest-return tax-free savings scheme for girls under 10 — currently 8.2% tax-free with EEE status. Eligibility, deposit limits, withdrawal rules, and worked corpus examples for 2026.