Investments

Flexi-cap mutual funds invest across large, mid and small caps with full flexibility. How they differ from multi-cap funds, who they suit, and what to check before buying.

New Fund Offers explained: why a ₹10 NAV is not a discount, the missing track record, when an NFO actually makes sense, and the costs and lock-ins to check.

How to pick the best mutual funds and SIP plans in India by goal, horizon and risk — consistency over star years, low cost, direct plans, and a simple SIP portfolio framework.

How long will it take to double your money? You do not need a calculator or a finance degree to estimate it — just a simple piece of mental arithmetic called the Rule of 72. It is one of the most useful shortcuts in personal finance, instantly turning an interest rate into a doubling time…

India has thousands of mutual funds across dozens of categories, and for a beginner the choice can feel paralysing. Yet picking a suitable fund is not about finding the single “best” one — there isn’t one — but about matching the right type of fund to your goal, horizon, and risk appetite, then checking a…

When you buy a mutual fund in India, you face a choice that sounds technical but can quietly cost (or save) you a surprising amount of money over the years: the direct plan or the regular plan. They invest in exactly the same portfolio and are run by the same fund manager — yet one…

Three of the most popular safe, long-term savings options in India sound confusingly similar — EPF, VPF, and PPF — and many people are unsure how they differ or whether they should use more than one. All three are government-backed, debt-style retirement-oriented instruments with attractive tax treatment, but they suit different people and purposes. This…