Education Loan + Section 80E — Best Banks and Tax Benefits (2026)
Education loan rates 9-13%, Section 80E unlimited interest deduction for 8 years. Compare SBI, BoB, ICICI, HDFC Credila, NBFC; collateral vs unsecured; tax math.
Tax filing, ITR forms, deductions, and tax-saving strategies for Indian taxpayers.
Education loan rates 9-13%, Section 80E unlimited interest deduction for 8 years. Compare SBI, BoB, ICICI, HDFC Credila, NBFC; collateral vs unsecured; tax math.
Annual Information Statement (AIS) vs Form 26AS — what’s in each, common mismatches, how to file feedback for incorrect entries, and why reconciliation prevents notices.
Advance tax due dates, threshold (₹10K), Section 234B and 234C interest computation, who must pay, and how to pay via Challan 280. With worked examples.
ESOPs and RSUs are taxed twice — at vesting/exercise (perquisite) and at sale (capital gain). Full math for foreign-parent and Indian-listed companies, with Schedule FA disclosure rules.
Choosing the right ITR form for FY 2025-26 — eligibility, who can use ITR-1 (Sahaj), ITR-2, ITR-3, ITR-4 (Sugam), and consequences of filing the wrong one.
Section 80D health insurance tax deduction explained: limits, what qualifies, parents/seniors, preventive health check-up, real examples, and how to maximise.
Decode your CTC to in-hand salary for FY 2025-26. Full payslip breakdown — basic, HRA, special allowance, EPF, gratuity, professional tax, TDS — with worked examples.
We rank every Section 80C option for FY 2025-26 by post-tax return, lock-in, and risk. PPF, ELSS, NPS, tax-saving FD, life insurance — what to actually pick.
Complete ITR filing guide for FY 2025-26 (AY 2026-27): which ITR form to pick, documents needed, online step-by-step on the e-filing portal, deadlines, and common mistakes that get notices.