Project your EPF retirement corpus from your monthly basic salary, existing balance, expected salary growth and the EPF interest rate.
EPF corpus at retirement
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How EPF corpus builds
Your EPF corpus receives 12% of basic+DA from you and 3.67% from your employer each month (the employer's remaining 8.33% goes to the EPS pension, not the corpus). The balance compounds at the EPF interest rate, which has averaged around 8.25-8.4%. Figures are projections; actual rates are declared yearly by EPFO.