Note: This is a prepaid forex (travel) card, not a credit card.

Verified against HDFC Bank (June 2026): A reloadable prepaid forex card loading 22 currencies (USD, EUR, GBP, AUD, CAD, JPY, SGD, CHF, AED and more). PayWave contactless, EMV chip & PIN, online PIN change, temporary block/unblock. Fees: ₹500 issuance (waived on loading ≥ USD 1,000) + ₹75 reload. Load offers: Amazon vouchers ₹500/₹1,000 on loading $750/$1,000; ₹0.20 cheaper rate when loading online. 24×7 concierge, free international SIM, emergency cash assistance. Confirm current rates/fees on hdfcbank.com before buying.

HDFC Multicurrency Platinum ForexPlus Card Review

HDFC Bank · Prepaid multi-currency travel card · Visa/Mastercard

Our score: 7.5 / 10

22 currencies

Contactless

Concierge + SIM

Prepaid (not credit)

The HDFC Multicurrency Platinum ForexPlus is HDFC’s flagship prepaid travel card — load up to 22 currencies, contactless payments, concierge and load-bonus offers. Here is the verified review.

TL;DR: A prepaid forex card holding 22 currencies with contactless PayWave, EMV chip-and-PIN security and online controls. The ₹500 issuance fee waives on loading ≥ USD 1,000 (reload ₹75), and load offers add Amazon vouchers plus a slightly better online rate. Concierge, a free international SIM and emergency cash round it out. A feature-rich multi-country travel card; check the load rate against zero-markup options.

What we like

Loads 22 currencies — among the widest
Contactless PayWave + EMV chip-and-PIN security
Issuance fee waived on loading ≥ USD 1,000
Load offers (Amazon vouchers); cheaper online rate
24×7 concierge, free international SIM, emergency cash

Watch out for

Load rate may include a markup
₹75 reload fee
Cross-currency/ATM fees apply (check schedule)
It’s prepaid — no rewards/credit
Compare against true-zero-markup cards

Fees & details

Item	Detail
Type	Prepaid multi-currency forex card
Currencies	22
Issuance fee	₹500 (waived on loading ≥ USD 1,000)
Reload fee	₹75
Load offers	Amazon vouchers (₹500/₹1,000 on $750/$1,000); ₹0.20 cheaper online rate
Extras	Concierge, free international SIM, emergency cash

Who this card is for

Best fit: travellers wanting a feature-rich, widely-accepted multi-currency prepaid card with concierge.
Skip if: you want true zero markup or rewards.

How to get it

Buy/load: via hdfcbank.com or a branch; reload via NetBanking/app. Load online for a marginally better rate.

Final verdict

The HDFC Multicurrency Platinum ForexPlus is a strong, feature-rich prepaid travel card — 22 currencies, contactless security, concierge and load bonuses. The load markup is the main cost consideration; for the absolute cheapest forex, compare zero-markup cards, but for features and acceptance this is among the best.

Frequently asked questions

Is this a credit card?

No — it’s a prepaid forex (travel) card.

How many currencies?

22 — one of the widest among Indian forex cards.

What are the fees?

₹500 issuance (waived on loading ≥ USD 1,000) and ₹75 reload, plus standard cross-currency/ATM charges.

Any load bonuses?

Yes — Amazon vouchers on loading $750/$1,000 and a slightly cheaper online load rate.

Data current as of June 2026, cross-checked against HDFC Bank and aggregators. Forex rates/fees change — confirm on hdfcbank.com before buying.