Accelero ICICI Bank Credit Card Review
The Accelero ICICI Bank Credit Card is pitched at car owners — its standout perk is 24×7 roadside assistance, paired with HPCL fuel cashback and the usual ICICI lifestyle offers. It’s a niche card that earns its keep if you drive a lot. Here is the verified review.
- 24×7 roadside assistance (towing + free cab up to 50 km)
- 2.5% cashback on HPCL fuel
- 1% fuel surcharge waiver up to ₹4,000
- Lounge access (1/quarter on ₹75k prior-quarter spend)
- 25% off on BookMyShow & Inox
- Modest 2 RP/₹100 base rate
- Fuel cashback capped at ₹200/month
- Lounge needs a high ₹75k quarterly spend
- Reward redemption skewed to auto merchandise
- Niche — value depends on driving
Fees & rewards
| Item | Detail |
|---|---|
| Joining/annual fee | ₹499 + GST (waived on ₹1.25 lakh annual spend) |
| Retail rewards | 2 RP/₹100 (1 RP = ₹0.25) |
| HPCL fuel cashback | 2.5% (cap ₹200/month) |
| Fuel surcharge waiver | 1% on transactions up to ₹4,000 |
| Lounge | 1/quarter on ₹75,000 prior-quarter spend |
| Movies | 25% off (max ₹100) on BookMyShow & Inox, 2x/month each |
Eligibility & documents
Age
20 to 60 years
Income
Per ICICI norms
Recommended CIBIL
~720+
Network
Visa
Best for
Car owners who want roadside cover
Documents
PAN, Aadhaar, income & address proof
Rewards & auto benefits — the real picture
The base 2 RP per ₹100 (≈0.5% at ₹0.25/point) is unremarkable, so the Accelero’s value is in its theme: 2.5% HPCL fuel cashback, the surcharge waiver, and especially the 24×7 roadside assistance with towing and a complimentary cab up to 50 km after a breakdown or accident. For a frequent driver those services can be worth far more than the ₹499 fee in a single incident.
Who this card is for
- Best fit: regular drivers who value roadside assistance and fuel up at HPCL.
- Skip if: you want strong everyday rewards or don’t drive much.
How to apply & how to cancel
Apply: via icici.bank.in or iMobile. Cancel: call ICICI customer care after clearing dues; redeem points first.
Final verdict
The Accelero is a specialist card: if you drive often, the 24×7 roadside assistance, HPCL fuel cashback and surcharge waiver can comfortably outweigh the ₹499 fee. As a general rewards card it’s ordinary — so treat it as a driver’s companion rather than your main everyday card.
Frequently asked questions
What makes the Accelero different?
It’s an automobile-themed card with 24×7 roadside assistance — towing and a free cab up to 50 km after a breakdown — alongside HPCL fuel cashback.
What is the joining fee?
₹499 + GST, waived on ₹1.25 lakh annual spend.
How much fuel cashback does it give?
2.5% on HPCL fuel (capped ₹200/month) plus a 1% surcharge waiver on transactions up to ₹4,000.
Does it offer lounge access?
Yes — 1 domestic lounge visit per quarter, subject to ₹75,000 spend in the previous quarter.
Data current as of June 2026, cross-checked against ICICI Bank’s official page and aggregators. Confirm current terms on icici.bank.in before applying.