Note: These are prepaid forex (travel) cards, not credit cards.

Verified against ICICI Bank (June 2026): ICICI offers two travel forex prepaid cards. Sapphiro Forex (premium): ~₹2,999 + GST; zero cross-currency mark-up, 2 complimentary international lounge visits, Uber vouchers worth ₹1,000, Card Protection Plus insurance (cover up to ₹5,00,000 on card loss), complimentary Visa international SIM. Coral Forex (budget): ~₹499 + GST, no annual fee, benefits worth ~₹3,000 incl. Uber voucher, lost-card liability up to ₹5,00,000, free international SIM and free replacement card. Confirm current rates/fees on icicibank.com before buying.

ICICI Bank Forex Prepaid Card Review (Sapphiro & Coral)

ICICI Bank · Prepaid travel forex cards · Visa

Our score: 7.5 / 10

Sapphiro: zero markup + lounges

Coral: budget

Prepaid (not credit)

ICICI Bank’s travel forex range covers two prepaid cards — the premium Sapphiro (zero cross-currency markup and lounges) and the budget Coral. Both are prepaid, loaded before travel. Here is the verified review.

TL;DR: The Sapphiro Forex (~₹2,999) is the premium pick — zero cross-currency markup, 2 international lounge visits, Uber vouchers and ₹5 lakh card-loss cover. The Coral Forex (~₹499, no annual fee) is the budget option with ~₹3,000 of benefits, lost-card liability and a free international SIM. Both are prepaid travel cards; the Sapphiro’s zero markup makes it the stronger choice for frequent international travellers.

What we like

Sapphiro: zero cross-currency markup
Sapphiro: 2 international lounge visits + Uber vouchers
Up to ₹5 lakh card-loss cover (both)
Free Visa international SIM
Coral: budget option, no annual fee

Watch out for

Prepaid — no rewards/credit
Load rate / reload terms apply
Coral has fewer premium perks
ATM/other charges per schedule
Compare load rate vs true-zero-markup cards

Sapphiro vs Coral

Feature	Sapphiro Forex	Coral Forex
Fee	~₹2,999 + GST	~₹499 + GST (no annual fee)
Cross-currency markup	Zero	Per schedule
Lounge	2 international visits	—
Vouchers	Uber ₹1,000	Benefits ~₹3,000 (incl. Uber)
Card-loss cover	Up to ₹5,00,000	Up to ₹5,00,000
International SIM	Free (Visa)	Free (Visa)

Who these cards are for

Sapphiro: frequent international travellers who want zero markup and lounges.
Coral: occasional travellers who want a cheap, no-annual-fee forex card.

How to get it

Buy/load: via icicibank.com or a branch before travel; reload online. Pick Sapphiro for zero markup, Coral for budget.

Final verdict

ICICI’s forex range is solid: the Sapphiro’s zero cross-currency markup and lounges make it a strong premium travel card, while the Coral is a sensible budget option. Both are prepaid — for the cheapest possible forex, also compare true-zero-markup cards like BookMyForex/Niyo.

Frequently asked questions

Are these credit cards?

No — they’re prepaid forex (travel) cards, loaded with foreign currency before travel.

What’s the difference between Sapphiro and Coral?

Sapphiro (~₹2,999) is premium with zero markup and lounges; Coral (~₹499) is the budget option.

Is there cross-currency markup?

The Sapphiro offers zero cross-currency markup; Coral follows the standard schedule.

What card-loss protection is included?

Both offer cover up to ₹5,00,000 on card loss, plus a free international SIM.

Data current as of June 2026, cross-checked against ICICI Bank and aggregators. Forex rates/fees change — confirm on icicibank.com before buying.