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Updated Oct 2026·By Arun, Chartered Accountant·2 min read·Cross-checked vs issuer MITC & RBI·How we research
Discontinued
Verified October 2026 against the issuer’s current product page, terms and notices: The Club Vistara IDFC FIRST Credit Card programme ended on 30 September 2026. Since 1 October 2026 the card, add-on cards and the FIRST Digital Card cannot be used for transactions, and standing instructions have stopped. Outstanding dues and EMIs stay payable and statements continue until cleared. Maharaja Points earned up to 30 September 2026 go to the linked Maharaja Club account. IDFC FIRST Bank reports it to credit bureaus as a normal closure, not a default.
Club Vistara IDFC FIRST Credit Card (Closed 30 Sep 2026): What Happened
IDFC FIRST Bank · Vistara co-brand · Programme closed
Closed 30 Sep 2026
No transactions from 1 Oct 2026
Points to Maharaja Club
Last reviewed: October 2026, against IDFC FIRST Bank’s Club Vistara card FAQs and closure notice.
What happened
- IDFC FIRST Bank launched the card with Club Vistara and Mastercard.
- Club Vistara became part of Air India Maharaja Club on 12 November 2024; the card’s points have since accrued as Maharaja Points at 1:1.
- For renewals on or after 1 April 2025 there was no annual fee, and the renewal perks and milestone ticket vouchers ended.
- The programme ended on 30 September 2026. Since 1 October 2026 the card, add-on cards and the FIRST Digital Card cannot be used, and standing instructions and subscriptions have stopped.
What former cardholders should know
- Outstanding dues and EMIs remain payable; statements continue until they are cleared, and existing auto-debits keep paying the bill.
- Accounts with no dues were closed on 1 October 2026.
- Maharaja Points earned up to 30 September 2026 go to your linked Maharaja Club account; none lapse because of the closure.
- The closure is reported to credit bureaus as a normal closure, not a default.
- IDFC FIRST Bank helpline: 1800 10 888.
Alternatives
IDFC FIRST Bank has not named a replacement card. Use our card finder to compare travel cards.
FAQ
Can I still use my Club Vistara IDFC FIRST card?
No. Transactions stopped from 1 October 2026.
Do I still need to pay my dues?
Yes. Outstanding dues and EMIs remain payable until cleared.
What happened to my points?
Points earned up to 30 September 2026 go to your Maharaja Club account.
This card is no longer issued
This review stays up for existing cardholders. For a card you can apply for today, see our card reviews.