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Updated Oct 2026·By Arun, Chartered Accountant·2 min read·Cross-checked vs issuer MITC & RBI·How we research
Discontinued for new applicants
Verified October 2026 against the issuer’s current product page, terms and notices: Kotak no longer issues the Privy League Signature card; its terms apply to existing holders only. It was offered only to Kotak Insignia customers, in a free variant and a paid one (₹2,500 a year, waived on ₹5 lakh spend). It earns 5 points per ₹100 on your chosen plan’s categories and 2 elsewhere, at ₹0.20 a point since June 2025. Since 1 June 2025, domestic lounge access needs ₹75,000 spend in the previous quarter. Forex 2% (paid) or 3.5% (free); interest 3.5% a month.
Kotak Privy League Signature Credit Card (Discontinued): Terms for Existing Holders
Kotak Mahindra Bank · Wealth-relationship card · Closed to new applicants
Discontinued for new applications
5 points per ₹100 on plan categories
Lounges spend-gated since June 2025
Last reviewed: October 2026, against Kotak’s Privy League Signature pages, MITC and 1 June 2025 notice.
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Current status
Kotak has discontinued the Privy League Signature card for new sourcing; the terms below apply to existing cardholders. It was offered only to Kotak Insignia (Privy League) customers.
Terms for existing cardholders
| Item | Terms |
|---|---|
| Fees | Paid variant: ₹2,500 a year, waived on ₹5 lakh retail spend; free variant: nil |
| Rewards | 5 points per ₹100 on your Shopper’s or Traveller’s plan categories; 2 per ₹100 elsewhere |
| Point value | ₹0.20 since 1 June 2025; minimum 2,000 points for cash redemption |
| Caps and exclusions (since 1 June 2025) | Rent earns nothing; education and insurance capped at ₹1 lakh, utility and government at ₹75,000, gaming at ₹15,000 and wallet at ₹10,000 per cycle |
| Lounges | Priority Pass + 4 international visits a year (paid); 2 domestic a quarter, unlocked by ₹75,000 spend in the previous quarter |
| Fuel surcharge waiver | 1% on ₹400–₹7,500 transactions; max ₹4,500 a year (free) or ₹300 a month (paid) |
| Forex markup | 2% (paid) / 3.5% (free) |
| Interest | 3.5% a month (42% a year), up from 2.49% on 1 June 2025 |
Alternatives
Compare current premium cards with our card finder.
FAQ
Can I still apply for Privy League Signature?
No. Kotak has discontinued it for new sourcing.
Do I still get lounge access?
Domestic visits need ₹75,000 spend in the previous calendar quarter since 1 June 2025.
This card is no longer issued
This review stays up for existing cardholders. For a card you can apply for today, see our card reviews.