Work out annualised investment returns two ways: CAGR for a single lumpsum with one start and end value, or XIRR for irregular cashflows like SIPs, top-ups and partial withdrawals dated across time.
XIRR / CAGR Calculator
XIRR & CAGR Calculator
Measure investment returns — CAGR for a single lumpsum, XIRR for irregular cashflows (SIPs, top-ups, withdrawals).
Starting value
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Ending value
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Duration (years)
CAGR (annualised)—
CAGR assumes a single investment growing at a constant annual rate. XIRR uses actual dates via the Newton-Raphson method and needs at least one outflow (negative) and one inflow (positive). Estimates for guidance only.