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Updated Oct 2026·By Arun, Chartered Accountant·1 min read·Cross-checked vs issuer MITC & RBI·How we research
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Verified October 2026 against the issuer’s current product page, terms and notices: The Axis Bank Insta Easy Credit Card is a secured card issued against an Axis Bank fixed deposit. It still appears in Axis Bank’s Key Fact Sheet (September 2026) with no annual fee and interest of 49.36% a year, but the card’s own product page appears to have been retired. Axis now promotes FD-backed credit cards with a minimum deposit of ₹15,000 and a limit of up to 80–90% of the FD. Check with Axis Bank whether new Insta Easy cards are still issued.
Axis Bank Insta Easy Credit Card (FD-Backed): Check Availability
Axis Bank · Secured card · Product page retired
Secured against an FD
No annual fee
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Last reviewed: October 2026, against Axis Bank’s Key Fact Sheet and FD-backed card page.
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Current status
Insta Easy is still listed under Secured Cards in Axis Bank’s Key Fact Sheet (updated 17 September 2026), but its own product page appears to have been retired. Check with Axis Bank before applying.
Terms listed by Axis Bank
| Item | Terms |
|---|---|
| Annual fee | Nil |
| Interest | 49.36% a year |
| Cash payment at branch | Fee waived |
| Axis FD-backed cards today | Minimum FD ₹15,000; limit up to 80–90% of the FD; existing or past Axis credit-card holders not eligible; FD cannot be closed while the card is active |
Alternatives
For other FD-backed cards, see our IDFC FIRST WOW! and Kotak Dream Different reviews.
FAQ
Is the Axis Insta Easy card still available?
Axis Bank still lists it in its Key Fact Sheet, but its product page appears to have been retired. Check with Axis Bank.
What deposit does an Axis FD-backed card need?
Axis currently promotes FD-backed cards with a minimum deposit of ₹15,000.
Ready to apply for this card?
Apply on the official Axis Bank site →Opens Axis Bank’s official website. Check current fees & eligibility before applying.