Axis Bank FreeCharge Plus Credit Card Review
The Axis Bank FreeCharge Plus was a budget cashback card built around FreeCharge payments, daily commute and utility bills. It’s a low-cost card aimed at everyday digital payers — though its new-applicant availability now needs confirming. Here is the verified review.
- 5% cashback on FreeCharge spends
- 2% cashback on local commute
- 25% cashback on Airtel bill payments
- Zero joining fee; ₹350 annual easily waived
- ₹250 Amazon voucher welcome (fee variants)
- Availability for new applicants is uncertain
- Cashback caps apply per category
- Only 1% on general spends
- Value tied to FreeCharge/Airtel ecosystem
- No lounge access
Fees & cashback
| Item | Detail |
|---|---|
| Joining fee | Nil |
| Annual fee | ₹350 from year 2 (waived on ₹50,000 annual spend) |
| FreeCharge spends | 5% cashback |
| Local commute | 2% cashback |
| Airtel bills | 25% cashback |
| Other spends | 1% cashback |
The real value
For someone who lived in the FreeCharge app and paid Airtel bills, the 5% + 25% structure delivered solid value for almost no fee. Outside those, the 1% base is ordinary, so it always worked best as an ecosystem card. Given the FreeCharge card line appears to be winding down for new sourcing, treat this as a reference for existing holders and verify availability before applying.
Who this card is for
- Best fit: existing holders / FreeCharge and Airtel users who want cashback on those spends.
- Skip if: you want a broadly-accepted high-rate card, or if it’s no longer open to new applicants.
How to apply & how to cancel
Apply: check current availability on axis.bank.in. Cancel: call Axis customer care after clearing dues.
Final verdict
The Axis FreeCharge Plus was a tidy, near-free cashback card for FreeCharge and Airtel users. With the FreeCharge card line apparently winding down, confirm new-applicant availability before relying on it; existing holders can keep using it within its ecosystem strengths. For a current low-fee cashback alternative, look at the BOBCARD Cashback or a UPI cashback card.
Frequently asked questions
Is the card still available?
Axis’s FreeCharge card line appears to be discontinued/limited for new sourcing — confirm current availability with Axis Bank before applying.
How much cashback does it give?
5% on FreeCharge spends, 2% on local commute, 25% on Airtel bills and 1% on other spends (caps apply).
What’s the fee?
Zero joining; ₹350 annual from year 2, waived on ₹50,000 annual spend.
What’s a current alternative?
Consider the BOBCARD Cashback or a UPI cashback card.
Data current as of June 2026, cross-checked against Axis Bank and aggregator pages. The FreeCharge card line appears to be winding down — confirm availability on axis.bank.in before applying.