NPS Vatsalya 2026: Children NPS Scheme Explained – How to Open, Contribution, Withdrawal
NPS Vatsalya children scheme: parents open account for under-18, Rs 1,000 minimum, auto-converts to regular NPS at 18. Withdrawal, investment options, tax.
-
-
Sovereign Gold Bond Discontinued: Where to Buy Gold Now (2026 Alternatives)
SGB discontinued after Feb 2024. Existing holdings valid till 8-year maturity. Best alternatives 2026: Gold ETF, Gold MF, Digital Gold, physical. Tax treatment.
-
PAN 2.0 India 2026: QR Code PAN Card – Old PAN Still Valid? Do You Need to Upgrade?
PAN 2.0 adds QR code to PAN card. Old PAN remains valid for life – no expiry. Free upgrade on reprint/correction. PAN number unchanged. NSDL+UTITSL merged.
-
Income Tax Act 2025 India: What Changed from the 1961 Act (Effective FY 2026-27)
Income Tax Act 2025 replaces 1961 Act effective FY 2026-27. Tax Year concept, plain language, 536 sections vs 819. What stays + what changed.
-
Salary Perquisites Tax Treatment India FY 2026-27: Rent-Free Accommodation, Company Car, ESOPs
Salary perquisites tax India: rent-free accommodation, company car, club, ESOPs, mobile, free meals, gifts. Valuation under Rule 3, tax-free items, Form 12BA.
-
Income Tax Refund Tracking India FY 2026-27: TDS Refund Process, Delays, Section 154 Rectification
Income tax refund tracking India: process, timeline 3-8 weeks, bank pre-validation, common delays, Section 244A interest, Section 154 rectification, e-Nivaran escalation.
-
F&O and Intraday Trading Tax India FY 2026-27: Business Income vs Speculation, Loss Set-Off, ITR-3
F&O is non-speculative business income; intraday equity is speculative. Both filed in ITR-3 at slab rates. Loss set-off rules, tax audit thresholds, examples.
-
Presumptive Taxation Section 44AD, 44ADA, 44AE India FY 2026-27: Freelancers, Small Business, Transporters
Presumptive taxation 44AD (small business), 44ADA (professionals 50 percent), 44AE (transport). Turnover limits, lock-in, no books, no audit, ITR-4 Sugam.
-
LTA Claim India FY 2026-27: Block of 4 Years, What Qualifies, How to Maximise
LTA Leave Travel Allowance India: claim twice per 4-year block, domestic only, travel fare exempt. Block 2022-2025 + 2026-2029, carry-forward, worked example.
-
Section 80DD, 80U, 80DDB India FY 2026-27: Medical and Disability Tax Deductions Explained
Section 80DD (dependent disability), 80U (self disability), 80DDB (specified illnesses): fixed and actual-expense deductions, eligibility, documentation, old regime only.
-
Capital Gains Account Scheme (CGAS) India: Park Property Sale Proceeds for Section 54/54F Exemption
Capital Gains Account Scheme: park property sale proceeds for Section 54/54F reinvestment exemption. Two account types, withdrawal rules, worked example.
-
Senior Citizen Tax Benefits India FY 2026-27: Higher Exemption, 80TTB, No Advance Tax, SCSS
Senior citizen tax benefits FY 2026-27: Rs 3L exemption (Rs 5L super seniors), 80TTB Rs 50K, 80D Rs 50K, no advance tax, SCSS, simpler ITR.