Pre-Approved Credit Card Offers: What They Mean & How to Use Them
What a pre-approved credit card offer really means: pre-approved vs pre-qualified, why approval is not guaranteed, how to check offers safely, and how to spot scams.
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How to Check Your Credit Card Application Status
How to track your credit card application status online — using the reference number, PAN, net banking or SMS — what each status means, timelines, and what to do if declined.
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What Credit Score Do You Need for a Credit Card in India?
What CIBIL score do you need for a credit card? Benchmarks by card type — 750+ for most, 700+ for entry-level, and secured-card options for low or no credit history.
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Best Credit Cards in India 2026: Top Picks by Need
The best credit card in India depends on your spending. Our 2026 picks by category — cashback, travel, zero-forex, lounge, fuel, UPI, premium and lifetime-free — with reviews.
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AIS vs TIS: The Difference and How to Use Them When Filing
AIS vs TIS explained: the Annual Information Statement is your detailed transaction record; the Taxpayer Information Summary is the category-wise summary that pre-fills your ITR.
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Condonation of Delay for Late ITR: Section 119(2)(b) Explained
Missed the belated-return deadline but owed a refund or carry-forward? How to file a condonation of delay request under Section 119(2)(b), the time limit and the process.
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How to Pay an Outstanding Income Tax Demand (and Dispute It)
Got an outstanding income tax demand? How to view it, agree or disagree, pay under Minor Head 400, the Section 245 refund adjustment, and Section 220(2) interest.
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Gratuity Exemption Under Section 10(10): The ₹20 Lakh Limit Explained
How gratuity is taxed in India: government gratuity is fully exempt; private employees get an exemption up to ₹20 lakh under Section 10(10). Formula, 5-year rule and example.
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Conveyance, Uniform & Allowance Exemptions Under Section 10(14)
Which salary allowances are tax-free under Section 10(14): conveyance, uniform, travel, daily and transport allowances — including the ones that survive the new tax regime.
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Professional Tax in India: State-Wise Rules & the ₹2,500 Cap
Professional tax is a state levy capped at ₹2,500/year. Which states charge it, which do not, how it is deducted, and its old-regime deduction under Section 16(iii).
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ITR Last Date & Due Dates for AY 2026-27 (FY 2025-26)
ITR due dates for AY 2026-27: 31 July for ITR-1/2, 31 August for non-audit business, 31 October for audit cases, and 31 December for belated/revised returns. Plus penalties.
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Grandfathering Rule for LTCG: How the 31 January 2018 Value Works
The grandfathering rule protects equity gains made up to 31 January 2018. How the cost-of-acquisition calculation works for pre-2018 shares and mutual funds, with an example.