OCI Cardholder Buying Property in India: What’s Allowed
OCI cardholders can buy residential and commercial property in India on par with NRIs — but not agricultural land. Funding, repatriation of sale proceeds, tax and documents.
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Power of Attorney for Property in India: Types, Rules & Risks
Power of Attorney for property: General vs Special PoA, how NRIs execute one from abroad, registration, and why a GPA does not transfer title — only a registered sale deed does.
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NRI Home Loan in India: Eligibility, Documents & Repayment
How NRIs and OCIs can get a home loan in India: eligibility, up to 75–80% LTV, tenure, documents, and repayment via NRE/NRO/FCNR accounts — plus what property they can buy.
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P2P Lending in India: Returns, RBI Rules & the Real Risks
Peer-to-peer lending offers high advertised returns but is high-risk: defaults, no insurance, and RBI exposure caps. How P2P works and who (if anyone) it suits.
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Term Insurance with Return of Premium (TROP): Worth It?
Term insurance with return of premium refunds your premiums if you survive — but at a much higher cost and zero interest. Why a plain term plan plus investing usually wins.
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ULIPs Explained: How They Work, Charges & the Honest Verdict
ULIPs bundle life insurance with market-linked investing. How they work, the charges, the ₹2.5 lakh tax rule, and why term plan + mutual funds often beats a ULIP.
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Silver ETFs in India: How They Work & vs Physical Silver
Silver ETFs track the silver price in your demat account — no storage, purity or making-charge worries. How they work, vs physical silver, volatility and taxation.
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Fractional Ownership of Real Estate in India: How It Works
Fractional ownership lets you co-own commercial property for a fraction of the cost, earning rent and appreciation. How it works, SEBI’s SM REIT rules, risks and vs REITs.
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Commercial Property Investment in India: Yields, Risks & Routes
Commercial real estate offers ~6–10% rental yields versus ~2–4% residential, with bigger tickets and risks. The pros, cons, and easier routes via REITs and fractional ownership.
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Corporate Bonds in India: Returns, Risk & How to Invest
Corporate bonds pay higher fixed income than FDs in exchange for credit risk. How ratings work, ways to buy (exchange, bond platforms, debt funds) and how they are taxed.
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Atal Pension Yojana (APY) 2026: Pension, Contribution Chart & Eligibility
Atal Pension Yojana gives a guaranteed ₹1,000–₹5,000 monthly pension from age 60, from as little as ₹42/month. Eligibility (18–40, non-taxpayers), contribution chart and benefits.
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Kisan Vikas Patra (KVP) 2026: Rate, Doubling Period & Tax
Kisan Vikas Patra doubles your money in about 115 months at 7.5%. Features, limits, lock-in, taxation and how KVP compares with PPF, NSC and POMIS.