Builder Verification & Property Due Diligence Checklist (India)
How to verify a builder before buying: RERA registration, clear title and EC, approvals (commencement/OC), delivery track record, litigation and the booking paperwork.
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Circle Rates Explained: How They Affect Stamp Duty & Tax
Circle rates (guidance/ready-reckoner value) are the government minimum for registering property. How they set stamp duty, the tax if you buy below them, and how to check yours.
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RERA Explained & How to Check RERA Project Status Online
What RERA does for home buyers — carpet-area pricing, escrow, timelines, penalties — and how to check a project’s RERA registration status online, step by step.
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OCI Cardholder Buying Property in India: What’s Allowed
OCI cardholders can buy residential and commercial property in India on par with NRIs — but not agricultural land. Funding, repatriation of sale proceeds, tax and documents.
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Power of Attorney for Property in India: Types, Rules & Risks
Power of Attorney for property: General vs Special PoA, how NRIs execute one from abroad, registration, and why a GPA does not transfer title — only a registered sale deed does.
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NRI Home Loan in India: Eligibility, Documents & Repayment
How NRIs and OCIs can get a home loan in India: eligibility, up to 75–80% LTV, tenure, documents, and repayment via NRE/NRO/FCNR accounts — plus what property they can buy.
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P2P Lending in India: Returns, RBI Rules & the Real Risks
Peer-to-peer lending offers high advertised returns but is high-risk: defaults, no insurance, and RBI exposure caps. How P2P works and who (if anyone) it suits.
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Term Insurance with Return of Premium (TROP): Worth It?
Term insurance with return of premium refunds your premiums if you survive — but at a much higher cost and zero interest. Why a plain term plan plus investing usually wins.
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ULIPs Explained: How They Work, Charges & the Honest Verdict
ULIPs bundle life insurance with market-linked investing. How they work, the charges, the ₹2.5 lakh tax rule, and why term plan + mutual funds often beats a ULIP.
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Silver ETFs in India: How They Work & vs Physical Silver
Silver ETFs track the silver price in your demat account — no storage, purity or making-charge worries. How they work, vs physical silver, volatility and taxation.
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Fractional Ownership of Real Estate in India: How It Works
Fractional ownership lets you co-own commercial property for a fraction of the cost, earning rent and appreciation. How it works, SEBI’s SM REIT rules, risks and vs REITs.
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Commercial Property Investment in India: Yields, Risks & Routes
Commercial real estate offers ~6–10% rental yields versus ~2–4% residential, with bigger tickets and risks. The pros, cons, and easier routes via REITs and fractional ownership.