UPI Lite Explained 2026: Rs 2,000 Wallet for Small PIN-Less Payments
UPI Lite on-device wallet for small PIN-less payments: Rs 5,000 max balance, Rs 1,000 per tx. Faster than UPI, offline-capable. When to use vs regular UPI.
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Digital Rupee (CBDC) India 2026: What It Is, How to Use, vs UPI vs Crypto
Digital Rupee (e-Rs) is RBI-issued CBDC, digital cash with sovereign backing. Different from UPI (bank-deposit) and crypto (no issuer). Use cases, taxes, FAQs.
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Loan Against Mutual Funds vs PPF vs Gold India 2026: Rates, LTV, Process Compared
Loan against MF (9-11%), PPF (8.1%), and gold (9-15%): rates, LTV, speed, process compared. Cheaper than personal loans (15-20%). Worked example for Rs 5L need.
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Insurance Maturity Now Taxable if Premium Above Rs 5 Lakh (Budget 2023 Rule)
Insurance premium above Rs 5 lakh aggregate makes maturity taxable (Budget 2023 for non-ULIP policies). ULIPs: Rs 2.5L threshold. Death benefit always tax-free.
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EPF Interest Above Rs 2.5 Lakh Taxable: The Budget 2021 Rule High Earners Still Miss
EPF interest on contributions above Rs 2.5L per FY is taxable (Budget 2021 rule). EPFO splits into Account-1 tax-free and Account-2 taxable. Strategy + worked examples.
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Mutual Fund STP and SWP Tax Treatment India FY 2026-27: Detailed Rules + Examples
Mutual fund STP and SWP tax treatment: each installment is a redemption event. Strategic SWP from equity funds for tax-free income up to Rs 1.25L LTCG exemption.
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MUDRA Loan Rs 20 Lakh (Tarun Plus) 2026: Eligibility, How to Apply, All 4 Categories
MUDRA loan up to Rs 20 lakh under new Tarun Plus category (Budget 2024). 4 categories explained, eligibility, rates, documents, application channels, CGTMSE.
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REIT and InvIT Taxation India FY 2026-27: 4-Component Income Decoded
REIT and InvIT taxation India: 4-component distribution (interest, dividend, rent, capital return), each taxed differently. ITR reporting, capital gains rates.
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SEBI Mandatory Nomination 2026: Mutual Fund + Demat Rule, How to Add Nominee Online
SEBI mandatory nomination for mutual fund + demat accounts. Folios freeze without nominee/opt-out. How to add online via MF Central, broker apps. Up to 3 nominees.
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Property LTCG Indexation Rollback (Budget 2024): 12.5% vs 20% Choice Explained
Property LTCG indexation rollback: choose between 12.5% no-indexation or 20% with-indexation (whichever lower). For pre-23-July-2024 purchases. NRIs excluded.
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STT Doubled on F&O (Oct 2024): Real Cost Impact for Indian Traders
STT on F&O hiked 60% from 1 Oct 2024: options 0.0625% to 0.1%, futures 0.0125% to 0.02%. Real cost impact for active traders, deductibility, offset strategies.
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FASTag Annual Pass Rs 3,000 India 2026: Unlimited Toll, Who Saves Money?
FASTag Annual Pass Rs 3,000 India: unlimited national highway toll for private cars 12 months. Coverage, exclusions, who saves money, activation steps.