BOBCARD Easy Credit Card Review
The BOBCARD Easy is a low-cost entry rewards card with accelerated points on movies, departmental stores and travel bookings made through BOBCARD SmartDeal. It’s a friendly first card, currently lifetime-free under a limited offer. Here is the verified review.
- 5X on movies & departmental stores
- Up to 10X hotels / 4X flights via SmartDeal
- Lifetime-free under limited offer (to 31 Mar 2026)
- Low fee otherwise; waived at ₹35,000 spend
- Choice of Visa, Mastercard or RuPay
- Travel acceleration only via BOBCARD SmartDeal
- 1X base rate elsewhere
- LTF is a limited-time offer
- No lounge access
- Reward caps may apply
Fees & rewards
| Item | Detail |
|---|---|
| Movies & departmental stores | 5X (5 RP per ₹100) |
| Hotels (SmartDeal) | 10X reward points |
| Flights (SmartDeal) | 4X reward points |
| Other spends | 1 RP per ₹100 |
| Joining fee | Waived on ₹6,000 spend in 60 days |
| Annual fee | Waived on ₹35,000 spend (LTF offer to 31 Mar 2026) |
| Minimum limit | ₹25,000 |
Eligibility & documents
Age
21 to 60 years
Income
Per BOBCARD norms
Recommended CIBIL
~700+ (beginner-friendly)
Network
Visa / Mastercard / RuPay
Best for
Credit beginners; movie & travel spenders
Documents
PAN, Aadhaar, income & address proof
Who this card is for
- Best fit: credit beginners who watch movies, shop at departmental stores and book travel via SmartDeal.
- Skip if: you want lounge access or a high flat-rate everyday card.
How to apply & how to cancel
Apply: via bobcard.co.in (choose your network). Cancel: call BOBCARD after clearing dues; redeem points first.
Final verdict
The BOBCARD Easy is a friendly entry card — 5X on movies and departmental stores, big SmartDeal travel multipliers and a lifetime-free limited offer make it good value for beginners. Just remember travel acceleration runs through SmartDeal and the base rate is 1X, so use it for its sweet spots.
Frequently asked questions
What earns 5X?
Movies and departmental-store spends. Via BOBCARD SmartDeal you also get 10X on hotels and 4X on flights.
Is it free?
It’s lifetime-free under a limited offer to 31 March 2026; otherwise the annual fee waives at ₹35,000 spend.
What’s the minimum credit limit?
₹25,000.
Which networks are available?
You can choose Visa, Mastercard or RuPay.
Data current as of June 2026, cross-checked against BOBCARD and aggregators. Confirm current terms on bobcard.co.in before applying.