BOBCARD Premier Credit Card Review
The BOBCARD Premier is a travel-leaning rewards card that accelerates dining, travel and international spends, with lounge access and an optional FD-backed route. It’s currently available as a limited-period lifetime-free card. Here is the verified review.
- Up to 10 RP/₹100 on dining, travel & international
- Quarterly domestic lounge visit (on spends)
- Limited-period lifetime-free offer
- FD-backed variant available (fees waived)
- Fuel surcharge waiver; accident cover
- 2 RP/₹100 base outside bonus categories
- Lounge gated by ₹20k prior-quarter spend
- LTF is a limited-time offer
- Reward value depends on redemption
- Confirm whether you get standard or FD-backed
Fees & rewards
| Item | Detail |
|---|---|
| Fee | ₹1,000 + taxes (limited LTF offer; FD-backed variant fees waived) |
| Dining/travel/international | Up to 10 RP per ₹100 (≈2.5%) |
| Other spends | 2 RP per ₹100 |
| Lounge | 1 domestic/quarter (₹20,000 prior-quarter spend) |
| Fuel surcharge waiver | 1% |
| Insurance | Personal accident death cover |
Eligibility & documents
Age
21 to 60 years
Variants
Standard or FD-backed
Recommended CIBIL
~720+ (FD-backed easier)
Network
Visa / RuPay
Best for
Diners & travellers
Documents
PAN, Aadhaar, income/FD proof
Who this card is for
- Best fit: people who spend on dining, travel and international and want lounge access cheaply (or via an FD-backed route).
- Skip if: your spends are mostly outside the bonus categories.
How to apply & how to cancel
Apply: via bobcard.co.in (choose standard or FD-backed). Cancel: call BOBCARD after clearing dues; redeem points first.
Final verdict
The BOBCARD Premier is a solid travel-and-dining rewards card — up to 10 RP/₹100 on the right categories, lounge access and accident cover, and a limited lifetime-free offer that sweetens the deal. The FD-backed option widens access. Use it for dining/travel and the value lands well.
Frequently asked questions
How rewarding is it?
Up to 10 reward points per ₹100 (≈2.5%) on dining, travel and international spends; 2 per ₹100 elsewhere.
What’s the fee?
₹1,000 + taxes, currently waived under a limited lifetime-free offer; the FD-backed variant has fees waived.
Is there a secured option?
Yes — an FD-backed variant is available, useful if you prefer a secured card or are building credit.
Does it offer lounge access?
Yes — 1 domestic lounge visit per quarter on ₹20,000 of spend in the previous quarter.
Data current as of June 2026, cross-checked against BOBCARD and aggregators. Confirm current terms on bobcard.co.in before applying.