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Updated Oct 2026·By Arun, Chartered Accountant·1 min read·Cross-checked vs issuer MITC & RBI·How we research
Discontinued for new applicants
Verified October 2026 against the issuer’s current product page, terms and notices: HDFC Bank has stopped issuing the Doctor’s Superia Credit Card; existing cardholders keep their benefits. Since 15 May 2026 it earns 3 reward points per ₹200. The renewal fee is waived on ₹1 lakh spent in a year. Unpaid balances are charged 3.75% a month, and rupee payments to merchants abroad or registered overseas cost 1.75%. Doctors applying today need a different HDFC card.
HDFC Bank Doctor’s Superia Credit Card (Discontinued): Terms for Existing Holders
HDFC Bank · Doctors’ card · No longer issued
No longer issued
3 points per ₹200
Renewal waived at ₹1 lakh
Last reviewed: October 2026, against HDFC Bank’s 15 May 2026 notice and MITC.
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Current status
HDFC Bank has stopped issuing the Doctor’s Superia card; existing cardholders keep their benefits.
Terms for existing cardholders
| Item | Terms |
|---|---|
| Rewards | 3 reward points per ₹200 since 15 May 2026 (was per ₹150); capped at 15,000 per cycle; valid 2 years |
| Renewal fee | Waived on ₹1 lakh spend in a year |
| Interest | 3.75% a month (45% a year); up to 50 days interest-free |
| Foreign merchants | 1.75% on rupee payments abroad or to overseas-registered merchants (from 15 May 2026) |
| Other fees | 1% on fuel above ₹15,000; ₹199 card replacement |
Alternatives
Compare current HDFC options such as the HDFC Regalia Gold, or use our card finder.
FAQ
Can doctors still apply for the Doctor’s Superia card?
No. HDFC Bank has stopped issuing it.
What does it earn now?
3 reward points per ₹200 since 15 May 2026.
This card is no longer issued
This review stays up for existing cardholders. For a card you can apply for today, see our card reviews.