HDFC Harley-Davidson Diners Club Credit Card Review
The HDFC Harley-Davidson Diners Club is a premium lifestyle co-brand with strong food-delivery rewards, complimentary memberships and generous lounge access — plus Harley-themed perks. Here is the verified review.
- 5X on Swiggy & Zomato; up to 10X via SmartBuy
- Complimentary Swiggy One + Times Prime memberships
- 2 domestic + 2 international lounge visits/quarter
- Low 2% forex markup; 50-day interest-free
- Harley vouchers + quarterly milestone vouchers
- Diners Club acceptance narrower than Visa/MC
- 4 RP/₹150 base is moderate
- Top perks need higher spends
- Points valid 2 years
- Reward value depends on redemption
Rewards & benefits
| Item | Detail |
|---|---|
| Base rewards | 4 RP per ₹150 |
| Swiggy & Zomato | 5X reward points |
| SmartBuy | Up to 10X |
| Welcome | Swiggy One + Times Prime + ₹750 Harley vouchers (₹75k/90 days) |
| Lounge | 2 domestic + 2 international/quarter |
| Forex | 2% markup |
Who this card is for
- Best fit: food-delivery and lifestyle spenders who want memberships + lounges (and Harley fans).
- Skip if: you need wide offline (Diners) acceptance or a high base rate.
How to apply & how to cancel
Apply: via hdfcbank.com. Cancel: call HDFC after clearing dues; redeem points first.
Final verdict
The HDFC Harley-Davidson Diners Club is a strong premium lifestyle card — 5X on Swiggy/Zomato, complimentary Swiggy One and Times Prime, generous lounges and a low 2% forex. Just weigh Diners Club acceptance; for food-and-lifestyle spenders it’s excellent value.
Frequently asked questions
What earns 5X?
Swiggy and Zomato spends; up to 10X is available via HDFC SmartBuy.
What memberships are included?
Complimentary Swiggy One and Times Prime, plus ₹750 Harley vouchers on ₹75,000 spend in 90 days.
How much lounge access?
2 domestic and 2 international lounge visits per quarter.
What’s the forex markup?
A low 2% on international transactions.
Data current as of June 2026, cross-checked against HDFC Bank and aggregators. Confirm current terms on hdfcbank.com before applying.