6E Rewards XL IndiGo HDFC Bank Credit Card Review
The 6E Rewards XL IndiGo HDFC Bank Credit Card is HDFC’s premium IndiGo co-brand — strong IndiGo earning plus accelerated rewards on everyday categories, lounge access and a welcome ticket. Here is the verified review.
- Up to 5% 6E Rewards on IndiGo
- 3% on dining, groceries & entertainment (unusual breadth)
- ₹3,000 welcome ticket + ₹1,099 6E Prime add-ons
- 8 domestic lounge visits/year
- Low 2.5% forex markup
- 6E Rewards redeem within the IndiGo ecosystem
- 2% base (excl. wallet/fuel)
- Best value for IndiGo flyers
- 6E Rewards expire in 2 years
- Joining fee ₹1,500
Fees & rewards
| Item | Detail |
|---|---|
| Joining fee | ₹1,500 |
| IndiGo spends | Up to 5% 6E Rewards |
| Dining/grocery/entertainment | 3% 6E Rewards |
| Other spends | 2% (excl. wallet reload & fuel) |
| Welcome | ₹3,000 IndiGo ticket + ₹1,099 6E Prime |
| Lounge | 8 domestic/year; 2.5% forex |
Eligibility & documents
Age
21 to 60 years
Income
Per HDFC norms
Recommended CIBIL
~750+
Network
Visa
Rewards validity
2 years
Documents
PAN, Aadhaar, income & address proof
Who this card is for
- Best fit: IndiGo flyers who also want 3% on everyday categories and lounge access.
- Skip if: you rarely fly IndiGo or want flexible, anywhere-redeemable rewards.
How to apply & how to cancel
Apply: via hdfcbank.com. Cancel: call HDFC customer care after clearing dues; redeem 6E Rewards first.
Final verdict
The 6E Rewards XL IndiGo HDFC card is a strong IndiGo co-brand — up to 5% on flights, an unusually broad 3% on everyday categories, lounge access and a welcome ticket that covers the fee. For IndiGo flyers it’s excellent; non-flyers should pick a flexible rewards card.
Frequently asked questions
How much do I earn on IndiGo?
Up to 5% 6E Rewards on IndiGo spends, redeemable 1:1 against IndiGo flights and 6E Prime add-ons.
What’s the everyday earn?
3% on dining, groceries and entertainment; 2% on other spends (excluding wallet reloads and fuel).
What is the fee and welcome?
₹1,500 joining, with a ₹3,000 IndiGo ticket and ₹1,099 of 6E Prime add-ons as welcome.
How much lounge access?
8 complimentary domestic lounge visits a year.
Data current as of June 2026, cross-checked against HDFC Bank and aggregators. Confirm current terms on hdfcbank.com before applying.