IndusInd EazyDiner Signature Credit Card Review
The IndusInd EazyDiner Signature is a dining card. Its value comes from EazyDiner Prime membership (25–50% off at partner restaurants) and an extra 25% off when you pay through PayEazy in the EazyDiner app.
IndusInd removed lounge access and the movie benefit in July 2025 and raised the fee to ₹2,999, so the card now stands or falls on how often you dine out through EazyDiner.
- EazyDiner Prime: 25–50% off at 2,000+ restaurants
- Extra 25% off via PayEazy
- ₹7,500 Postcard Hotels voucher every year
- 2,000 EazyPoints each year
- Monthly PayEazy cap rises to ₹5,000 with ₹30,000 non-dining spend
- ₹2,999 annual fee
- Swiping the card at the restaurant gets no PayEazy discount
- No points on dining or fuel; points worth ₹0.10
- Lounge access and movie benefits removed (July 2025)
- New 1% fees on high fuel, transport and foreign rupee transactions from 15 Jun 2026
Fees and charges
| Item | Detail |
|---|---|
| Annual fee | ₹2,999 + GST (from 15 Jul 2025) |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1% on ₹500–₹3,000, up to ₹250 a cycle |
| From 15 Jun 2026 | 1% + GST on fuel above ₹50,000 a cycle, transport above ₹40,000 a cycle, and foreign merchants billing in rupees |
Rewards: how the card earns
| Spend | EazyPoints per ₹100 |
|---|---|
| Hotels, travel, shopping, entertainment | 10 |
| Other spends | 4 |
| Dining and fuel | 0 |
1 EazyPoint = ₹0.10, redeemable only in the EazyDiner app. Points expire each anniversary year.
What earns nothing
Dining and fuel spends earn no EazyPoints. Card swipes at restaurants do not get the PayEazy discount.
Other benefits
| Benefit | Detail |
|---|---|
| Welcome and renewal | 2,000 EazyPoints, ₹7,500 Postcard Hotels voucher, 12 months EazyDiner Prime |
| Dining | Prime 25–50% off; extra 25% via PayEazy (caps apply); complimentary drink at 200+ restaurants |
| Lounge access | None (removed July 2025) |
| Network | Visa |
Eligibility
Issuer
IndusInd Bank
Network
Visa
Variants
Signature (₹2,999) and a lifetime-free Platinum
Documents
PAN, Aadhaar, income proof
Who this card is for
- Good fit: people who eat out several times a month and book through EazyDiner.
- Skip if: you rarely dine out or prefer to pay at the table.
Alternatives worth comparing
Final verdict
Still one of the best-value dining cards for EazyDiner users, thanks to Prime and the PayEazy discount. The 2025 cuts removed its travel perks, so it is now a pure dining card.
Frequently asked questions
What is the annual fee?
₹2,999 + GST since 15 July 2025.
How does the PayEazy discount work?
Pay through PayEazy in the EazyDiner app to get an extra 25% off, capped at ₹1,000 a bill and ₹2,000 a month (₹5,000 if you spent ₹30,000 on non-dining purchases the previous month).
Does dining earn points?
No. Dining and fuel earn no EazyPoints.
Does it have lounge access?
No. IndusInd removed lounge access and the movie benefit in July 2025.
What do I get each year?
2,000 EazyPoints, a ₹7,500 Postcard Hotels voucher and 12 months of EazyDiner Prime.
Last verified: October 2026, against IndusInd Bank’s EazyDiner card terms and 2025–26 change notices. Card terms change often; confirm the current fees and reward rules on the issuer’s website before you apply. All fees are plus 18% GST.