Standard Chartered Manhattan Platinum Credit Card Review
The Standard Chartered Manhattan Platinum is a long-running grocery-cashback card — 5% back at supermarkets and departmental stores (capped) plus base points elsewhere. Here is the verified review.
- 5% cashback at groceries/supermarkets/dept stores
- ₹2,000 BookMyShow + 5,000 points welcome
- Fee waived at ₹1.2 lakh spend
- Contactless payments
- Wide redemption via 360° Rewards
- 5% capped ₹500/month (₹150/transaction)
- Min ₹1,000/transaction for the 5%
- 3 RP/₹150 base (₹0.25/point) elsewhere
- No lounge access
- Reward value modest beyond grocery
Fees & rewards
| Item | Detail |
|---|---|
| Grocery/supermarket/dept | 5% cashback (cap ₹500/month; ₹150/txn; min ₹1,000/txn) |
| Other spends | 3 RP per ₹150 (₹0.25/point) |
| Welcome | 5,000 RP + ₹2,000 BookMyShow vouchers (90 days) |
| Renewal fee | ₹999 (waived on ₹1.2 lakh spend) |
Who this card is for
- Best fit: grocery/supermarket shoppers who want simple cashback up to the monthly cap.
- Skip if: you want lounge access or higher uncapped rewards.
How to apply & how to cancel
Apply: via sc.bank.in. Cancel: call SC customer care after clearing dues; redeem points first.
Final verdict
The SC Manhattan Platinum is a straightforward grocery-cashback card — 5% at supermarkets within a ₹500 monthly cap, a useful welcome and an easily-waived fee. Beyond grocery the value is ordinary, so treat it as a grocery-focused companion card.
Frequently asked questions
How much grocery cashback?
5% at groceries, supermarkets and departmental stores, capped at ₹500/month (max ₹150/transaction, min ₹1,000/transaction).
What’s the welcome benefit?
5,000 reward points plus ₹2,000 BookMyShow vouchers on your first transaction within 90 days.
What’s the fee?
₹999 renewal, waived on ₹1.2 lakh annual spend.
Does it offer lounge access?
No — it’s a cashback card without complimentary lounge access.
Data current as of June 2026, cross-checked against Standard Chartered India and aggregators. Confirm current terms on sc.bank.in before applying.