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Updated Oct 2026·By Arun, Chartered Accountant·1 min read·Cross-checked vs issuer MITC & RBI·How we research
Discontinued for new applicants
Verified October 2026 against the issuer’s current product page, terms and notices: HDFC Bank no longer issues the Teachers Platinum Credit Card; existing cardholders keep their benefits. Since 15 May 2026 it earns 2 reward points per ₹200, and points last 2 years. The renewal fee is waived on ₹50,000 spent in a year. Unpaid balances are charged 3.75% a month, and rupee payments to merchants abroad or registered overseas cost 1.75%. Teachers wanting a new HDFC card need to choose one that is still issued.
HDFC Bank Teachers Platinum Credit Card (Discontinued): Terms for Existing Holders
HDFC Bank · Teachers’ card · No longer issued
No longer issued
2 points per ₹200
Renewal waived at ₹50,000
Last reviewed: October 2026, against HDFC Bank’s product page, MITC and 15 May 2026 notice.
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Current status
HDFC Bank says it no longer issues the Teachers Platinum card and existing customers keep their benefits. No closing date is given.
Terms for existing cardholders
| Item | Terms |
|---|---|
| Rewards | 2 reward points per ₹200 since 15 May 2026 (was per ₹150); capped at 15,000 per statement cycle; valid 2 years |
| Renewal fee | Waived on ₹50,000 spend in a year |
| Interest | 3.75% a month (45% a year) |
| Foreign merchants | 1.75% on rupee payments abroad or to overseas-registered merchants (from 15 May 2026) |
| Other fees | 1% on rent payments; 1% on fuel above ₹15,000 (capped at ₹4,999); ₹199 card replacement |
| Add-on cards | Lifetime free |
Alternatives
Compare current HDFC options such as the HDFC Millennia, or use our card finder.
FAQ
Can teachers still apply for this card?
No. HDFC Bank no longer issues it.
What does it earn now?
2 reward points per ₹200 since 15 May 2026.
This card is no longer issued
This review stays up for existing cardholders. For a card you can apply for today, see our card reviews.